# Zap by Paystack vs Bank78

The clearest difference is rating: Zap by Paystack at 4.3 against Bank78's 3.8. Zap by Paystack also leads on review sentiment (62% vs 53%). Bank78's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zap by Paystack holds the better App Store score, 4.3 against 3.8. Both are backed by a comparable volume of ratings — 24 and 36 respectively. Written reviews point the same way: 62% of Zap by Paystack's written reviews are positive against 53% of Bank78's.

Zap by Paystack ships an update every 2 weeks, Bank78 every 8 days. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Zap by Paystack | Bank78 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (24 ratings)](https://appshunter.io/ios/app/zap-by-paystack/id6463129864/reviews)** | [3.8 (36 ratings)](https://appshunter.io/ios/app/bank78/id6470311222/reviews) |
| Number of ratings | 24 | **36** |
| Positive reviews | **61.5% of reviews** | 53.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Ad-supported | **Free** |
| Size | 59 MB | 123 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 12+ |
| Developer | [Paystack Payments Limited](https://appshunter.io/developer/1481413005) | [BLAAIZ INNOVATIONS TECHNOLOGY LTD](https://appshunter.io/developer/1713385154) |

## What reviewers say

### Zap by Paystack

[App page](https://appshunter.io/ios/app/zap-by-paystack/id6463129864)

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

**Highlights:** Seamless onboarding, Fast bank transfers, Secure transactions, Reliable platform, Send money to any Nigerian bank

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Bank78

[App page](https://appshunter.io/ios/app/bank78/id6470311222)

Manage your finances with a global banking app. Open savings and current accounts, make swift money transfers, and pay bills effortlessly. Schedule payments in advance and handle bulk transactions with ease.

**Highlights:** Savings and Current Accounts, Swift Money Transfers, Effortless Bills Payment, Scheduled Payments, Bulk Payments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zap by Paystack free?

Zap by Paystack is free to download, with no in-app purchases.

### Is Bank78 free?

Bank78 is free to download, with no in-app purchases.

### Which has better reviews, Zap by Paystack or Bank78?

Zap by Paystack is rated higher. Zap by Paystack averages 4.3 out of 5 from 24 ratings, while Bank78 averages 3.8 from 36 ratings.

### Do Zap by Paystack or Bank78 have ads?

Zap by Paystack shows ads; Bank78 does not.

### Which is updated more often, Zap by Paystack or Bank78?

Zap by Paystack ships an update every 2 weeks, and Bank78 every 8 days. Most recently, Zap by Paystack was updated on September 23, 2026 and Bank78 on September 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*