# Zap by Paystack vs EndowPay

The clearest difference is rating: Zap by Paystack at 4.3 against EndowPay's 3.0. Zap by Paystack also leads on ratings volume (24 vs 2). EndowPay's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zap by Paystack holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: Zap by Paystack has 24 ratings behind it against 2, so its average is the more settled of the two.

Zap by Paystack ships an update every 2 weeks, EndowPay every 11 days. The most recent releases landed on September 23, 2026 and July 17, 2026 respectively.

## The numbers

| Metric | Zap by Paystack | EndowPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (24 ratings)](https://appshunter.io/ios/app/zap-by-paystack/id6463129864/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/endowpay/id6753772231/reviews) |
| Number of ratings | **24** | 2 |
| Positive reviews | 61.5% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 11 days** |
| Monetization | Ad-supported | **Free** |
| Size | 59 MB | 57 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Paystack Payments Limited](https://appshunter.io/developer/1481413005) | [EndowPay](https://appshunter.io/developer/1844938467) |

## What reviewers say

### Zap by Paystack

[App page](https://appshunter.io/ios/app/zap-by-paystack/id6463129864)

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

**Highlights:** Seamless onboarding, Fast bank transfers, Secure transactions, Reliable platform, Send money to any Nigerian bank

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### EndowPay

[App page](https://appshunter.io/ios/app/endowpay/id6753772231)

This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.

**Highlights:** Instant airtime and mobile data top-ups, Hassle-free electricity and cable TV bill payments, Secure betting account funding, Easy gift card sending and redemption, Single app for transport payments

**In-app purchases:** none


## Frequently asked questions

### Is Zap by Paystack free?

Zap by Paystack is free to download, with no in-app purchases.

### Is EndowPay free?

EndowPay is free to download, with no in-app purchases.

### Which has better reviews, Zap by Paystack or EndowPay?

Zap by Paystack is rated higher. Zap by Paystack averages 4.3 out of 5 from 24 ratings, while EndowPay averages 3.0 from 2 ratings.

### Do Zap by Paystack or EndowPay have ads?

Zap by Paystack shows ads; EndowPay does not.

### Which is updated more often, Zap by Paystack or EndowPay?

Zap by Paystack ships an update every 2 weeks, and EndowPay every 11 days. Most recently, Zap by Paystack was updated on September 23, 2026 and EndowPay on July 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*