Comparison

Money Manager vs Rough Budget Mate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Manager

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

About

Rough Budget Mate

Features
Read full description

If you're someone who thinks budgeting is tedious and complicated, this app comes highly recommended. There's no need for detailed daily entries; it's a simple and straightforward budgeting tool. The crucial aspect is the freedom from categorizing expenses such as groceries, entertainment, and miscellaneous into fixed or variable costs. You have the flexibility to record only your hobbies or pocket money, making it a versatile and user-friendly tool. Record your daily food expenses in a rough manner. Record your weekly in-game purchases in a rough manner. Record your monthly rent in a rough manner. Record your monthly electricity bill in a rough manner. Record your monthly gas expenses in a rough manner. Get a rough overview of your monthly expenses. Calculate all income and expenses by treating them as recurring fixed costs. Start a budget without the need for daily entries! RECOMMENDED FOR THOSE WHO • Never used a household budget before. • Finding it tedious to meticulously record expenses in a household budget and unable to keep up. • Only want to get a rough idea of the money flow. • Want to understand and improve your finances even with a loose and rough budget. • Prefer a simple screen. • Want to start using the app right after launching it. • Do not want to register as a user. USAGE ADVICE • Record variable expenses (such as food and entertainment) loosely as fixed costs! • Record anything that comes to mind, even if it's vague! • Occasionally check the app and compare it with the actual contents of your wallet! • Make use of icons and notes for your records! • Disable specific spending categories to simulate saving! BASIC FUNCTIONS • Record "expenses" and "income" in a rough manner. • Utilize icons and memos for each record. • Review income and expenses on a "daily", "weekly", "monthly", "6-month", "annual", and "5-year" basis. • Create ledgers for specific purposes. • Check the expenditure breakdown by category in a graph. EXPORT AND IMPORT • Export your household budget books in CSV format. • Import household budget books in CSV format. CURRENCY • We support the currencies of over 180 regions worldwide. • There are a total of 38 types of currency. • You can change the currency in the book options. • Currency: Japanese Yen / Chinese Yuan / Won / Dollar / Peso / Real / Euro / Pound / Turkish Lira / Franc / India Rupee / Sri Lanka Rupee / Baht / Kip / Riel / Kyat / Kina / Don / Piso / Ruble / Manat / Togrog / Gourde / Loti / Rand / Cedi / Colon / Naira / Taka / Leu / Lek / Lempira / Quetzal / Guarani / Florin / Pula / Dram / Hryvnia / New Israel Sheqel / Krone / Rupiah TERMS OF USE: https://note.com/roughbudgetmate/n/ne17a85ddde18 PRIVACY POLICY: https://note.com/roughbudgetmate/n/nb9d1518db4e4

Screenshots

Money Manager4 screens
Rough Budget Mate4 screens

Verdict

The call

The clearest difference is ads: Money Manager at none against Rough Budget Mate's shown. Money Manager also leads on device support (4 vs 2). Rough Budget Mate's advantage is update cadence (every 3 days vs fortnightly) and iOS requirement (15.0 vs 17.6). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Manager sells 4 in-app purchases, starting at $0.99 per month and Rough Budget Mate sells 5 in-app purchases, starting at $0.49 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Money Manager ships an update fortnightly, Rough Budget Mate every 3 days. The most recent releases landed on November 4, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Money Manager versus Rough Budget Mate: the parameters behind the verdict, then further details
ParameterMoney ManagerRough Budget Mate
PriceFreeFree
Rating4.7 (11 ratings) — better—
Positive reviews70.0% of reviews—
Number of ratings11 — better—
Update frequencyFortnightlyEvery 3 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size20 MB46 MB
Age rating4+4+
DeveloperRobin Guido SchmidtYoshinori Tsuchiya

In-app purchases

4 purchases

Money Manager

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99
5 purchases

Rough Budget Mate

Subscriptions4
  • 1 Week Plan$0.497 Days
  • 1 Month Plan$0.991 Month
  • 6 Months Plan$4.996 Months
Show 1 more
  • Annual Plan$7.991 Year
One-time1
  • Lifetime Plan$11.99

Questions

Is Money Manager free?
Money Manager is free to download, with in-app purchases available.
Is Rough Budget Mate free?
Rough Budget Mate is free to download, with in-app purchases available.
Do Money Manager or Rough Budget Mate have ads?
Rough Budget Mate shows ads; Money Manager does not.
Which is updated more often, Money Manager or Rough Budget Mate?
Money Manager ships an update fortnightly, and Rough Budget Mate every 3 days. Most recently, Money Manager was updated on November 4, 2026 and Rough Budget Mate on October 25, 2026.

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