Comparison

Money Manager vs My Finances

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Manager

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

About

My Finances

Features
Read full description

My Finances helps you take control of your money by tracking every income and expense across all your bank accounts — in one simple, beautiful app. ▸ MULTIPLE BANK ACCOUNTS Organize your finances across different banks and saving accounts. See your total balance at a glance or drill into individual accounts. ▸ EXPENSE TRACKING WITH CATEGORIES & TAGS Log expenses with 13 built-in categories — or create your own. Add tags for flexible cross-category organization. Know exactly where your money goes. ▸ INCOME TRACKING Record all income sources with notes and dates. See monthly totals and net income instantly. ▸ 173+ CURRENCIES SUPPORTED Whether you use USD, EUR, ARS, MXN, or any of 170+ other currencies — My Finances handles them all. Perfect for travelers and expats. ▸ FINANCIAL GOALS Set expense limits per category or savings targets. Track your progress with clear status indicators: on track, achieved, or needs attention. ▸ CREDIT CARD MANAGEMENT Group credit card expenses by month into card resumes. Mark statements as paid and keep your credit spending organized. ▸ CHARTS & ANALYTICS Visualize your spending with pie charts, monthly breakdowns, and year-over-year statistics — filtered by category and currency. ▸ PDF REPORTS Export your transactions as professional PDF reports. Share with your accountant or keep for your records. ▸ PRIVACY FIRST Your financial data is stored locally on your device. We never see or access your data. Download My Finances today and start organizing your money the smart way.

Screenshots

Money Manager4 screens
My Finances1 screens

Verdict

The call

The clearest difference is price: Money Manager at Free against My Finances's $0.99. Money Manager also leads on device support (4 vs 2). My Finances's advantage is in-app purchases (none vs 4) and update cadence (weekly vs fortnightly). On ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Money Manager is free to download; My Finances costs $0.99 up front. Money Manager sells 4 in-app purchases, starting at $0.99 per month. My Finances asks for nothing beyond the download.

UpkeepUpdate frequency

Money Manager ships an update fortnightly, My Finances weekly. Both last shipped on October 25, 2026.

Scorecard4 real differences · 6 level
Money Manager versus My Finances: the parameters behind the verdict, then further details
ParameterMoney ManagerMy Finances
PriceFree — better$0.99
Rating4.7 (11 ratings) — better—
Positive reviews70.0% of reviews—
Number of ratings11 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad
Requires iOS17.617.4 — better
Further details — not scored
Size19 MB3 MB
Age rating4+4+
DeveloperRobin Guido SchmidtMatias Adrian Penalba Paz

In-app purchases

4 purchases

Money Manager

Subscriptions3
  • SpendWave+ Monthly7 Days trial$0.991 Month
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Yearly7 Days trial$8.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99
None

My Finances

No in-app purchases

Questions

Is Money Manager free?
Money Manager is free to download, with in-app purchases available.
Is My Finances free?
My Finances costs $0.99, with no in-app purchases.
Do Money Manager or My Finances have ads?
Neither Money Manager nor My Finances shows ads.
Which is updated more often, Money Manager or My Finances?
Money Manager ships an update fortnightly, and My Finances weekly. Most recently, Money Manager was updated on October 25, 2026 and My Finances on October 25, 2026.

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