SpendWave Expense tracker App vs Money Tracker+ Budgeting App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendWave Expense tracker App
Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.
- Multiple accounts and currencies
- Quick transaction recording
- Financial calendar overview
- Customizable spending categories
- Savings goal tracking
- Detailed financial analysis
- Data encryption for security
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SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.
Money Tracker+ Budgeting App
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Discover the ease and power of financial management with Expena — the all-in-one app designed to simplify budgeting and expense tracking, while empowering your financial journey. Whether you're managing daily expenses or working toward long-term financial goals, Expena provides an intuitive and seamless experience to help you monitor, plan, and grow your finances with confidence. Key Features: Flexible Tracking: Monitor your income and expenses daily, weekly, monthly, or across a custom period. Expena adapts to your financial rhythm. Budgeting & Goals: Set budgets for specific categories and define financial goals — whether saving for a trip or managing household spending. Multiple Wallets: Create separate wallets for different needs and keep your financial streams organized and transparent. Custom Categories: Tailor your expense tracking with fully customizable categories that reflect your lifestyle. Multi-Currency Support: Traveling or spending in different currencies? Expena supports a wide range of currencies with daily updated exchange rates to simplify global budgeting. User-Friendly Interface: Designed with simplicity in mind — Expena makes financial management approachable, even for beginners. Join thousands already using Expena to take control of their finances. Clarity, simplicity, and results — that’s budgeting done right.
Screenshots
Verdict
The clearest difference is device support: SpendWave Expense tracker App at 4 against Money Tracker+ Budgeting App's 2. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month and Money Tracker+ Budgeting App sells 14 in-app purchases, starting at $1.49 per 7 days. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.
| Parameter | SpendWave Expense tracker App | Money Tracker+ Budgeting App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 19 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Robin Guido Schmidt | MAPPVATE YAZILIM LIMITED SIRKETI |
In-app purchases
SpendWave Expense tracker App
- SpendWave+ Monthly3 Days trial$0.991 Month
- SpendWave+ Monthly7 Days trial$1.991 Month
- SpendWave+ Yearly7 Days trial$14.991 Year
- SpendWave+ one-time purchase$29.99
Money Tracker+ Budgeting App
- Weekly Premium$1.497 Days
- Monthly Premium$2.991 Month
- Weekly Membership$3.497 Days
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- Weekly Premium$4.997 Days
- Monthly Membership$6.991 Month
- Weekly Premium$7.997 Days
- Quarterly Premium$7.993 Months
- Monthly Premium$9.991 Month
- Quarterly Membership$17.993 Months
- Annual Premium$23.991 Year
- Annual Premium$24.991 Year
- Quarterly Premium$29.993 Months
- Annual Premium2 variants$49.991 Year
- Yearly Membership$54.991 Year
Questions
Is SpendWave Expense tracker App free?
Is Money Tracker+ Budgeting App free?
Do SpendWave Expense tracker App or Money Tracker+ Budgeting App have ads?
Which is updated more often, SpendWave Expense tracker App or Money Tracker+ Budgeting App?
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