# Money Manager vs Cutty

The clearest difference is review sentiment: Cutty at 100% against Money Manager's 70%. Money Manager's advantage is update cadence (fortnightly vs every 2 months) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Money Manager sells 4 in-app purchases, starting at $0.99 per month and Cutty sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Money Manager ships an update fortnightly, Cutty every 2 months. Both last shipped on November 4, 2026.

## The numbers

| Metric | Money Manager | Cutty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (11 ratings)](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 70.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Freemium | Free with in-app purchases |
| Size | 20 MB | 9 MB |
| Requires iOS | **17.6** | 26.0 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [Andrii Bashta](https://appshunter.io/developer/1547467775) |

## What reviewers say

### Money Manager

[App page](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### Cutty

[App page](https://appshunter.io/ios/app/cutty-subscription-manager/id6504582511)

Easily manage all your expenses by category, from utility bills to subscriptions. Monitor your spending weekly, monthly, and yearly with detailed analytics to understand where your money goes. Your financial data is securely stored only on your device.

**Highlights:** Expense tracking by category, Weekly, monthly, yearly spending analytics, Add, edit, and organize bills, Secure on-device data storage, Subscription management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Premium features | $9.99 | one-time |


## Frequently asked questions

### Is Money Manager free?

Money Manager is free to download, with in-app purchases available.

### Is Cutty free?

Cutty is free to download, with in-app purchases available.

### Do Money Manager or Cutty have ads?

Neither Money Manager nor Cutty shows ads.

### Which is updated more often, Money Manager or Cutty?

Money Manager ships an update fortnightly, and Cutty every 2 months. Most recently, Money Manager was updated on November 4, 2026 and Cutty on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*