# SpendWave Expense tracker App vs Cutty

The clearest difference is review sentiment: Cutty at 100% against SpendWave Expense tracker App's 70%. SpendWave Expense tracker App's advantage is update cadence (fortnightly vs every 2 months) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month and Cutty sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

SpendWave Expense tracker App ships an update fortnightly, Cutty every 2 months. The most recent releases landed on October 19, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | SpendWave Expense tracker App | Cutty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 70.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Freemium | Free with in-app purchases |
| Size | 19 MB | 9 MB |
| Requires iOS | **17.6** | 26.0 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [Andrii Bashta](https://appshunter.io/developer/1547467775) |

## What reviewers say

### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Yearly | $8.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### Cutty

[App page](https://appshunter.io/ios/app/cutty-subscription-manager/id6504582511)

Easily manage all your expenses by category, from utility bills to subscriptions. Monitor your spending weekly, monthly, and yearly with detailed analytics to understand where your money goes. Your financial data is securely stored only on your device.

**Highlights:** Expense tracking by category, Weekly, monthly, yearly spending analytics, Add, edit, and organize bills, Secure on-device data storage, Subscription management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Premium features | $9.99 | one-time |


## Frequently asked questions

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Is Cutty free?

Cutty is free to download, with in-app purchases available.

### Do SpendWave Expense tracker App or Cutty have ads?

Neither SpendWave Expense tracker App nor Cutty shows ads.

### Which is updated more often, SpendWave Expense tracker App or Cutty?

SpendWave Expense tracker App ships an update fortnightly, and Cutty every 2 months. Most recently, SpendWave Expense tracker App was updated on October 19, 2026 and Cutty on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*