Money Manager vs Budget Tracker & Planner Ultra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Manager
Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.
- Multiple accounts and currencies
- Quick transaction recording
- Financial calendar overview
- Customizable spending categories
- Savings goal tracking
- Detailed financial analysis
- Data encryption for security
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SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.
Budget Tracker & Planner Ultra
Effortlessly manage your money, track expenses, and plan your budget. Understand spending habits with detailed reports and set financial goals to save more and spend wisely. Securely access your finances across multiple devices.
- Expense tracking
- Budget planning
- Spending insights
- Financial goal setting
- Personalized categories
- Multi-device access
- Advanced security
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Budget Tracker & Planner Ultra Manage your finances in one place and never miss a bill payment or expense. - Understand your spending patterns and make informed decisions to save more and spend wisely. - Designed for everyone, from budgeting beginners to financial experts. Key Features: - Enjoy a sleek and user-friendly design that makes budgeting fun. - Keep tabs on your spending in real-time and make smart financial decisions on the go. - Tailor your budget to fit your lifestyle with personalized categories. - Gain insights into your spending habits with detailed charts and reports. - Set financial goals and track your progress to stay motivated and on track. - Your financial information is safe with advanced encryption and security measures. - Access your budget from multiple devices seamlessly. About Auto Renewable Subscriptions: We offer a monthly and a yearly renewing subscriptions to unlock all features. The purchase will be charged from your iTunes account if you choose to buy the Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. Terms of Use: https://www.sadynamics.com/budget-tracker-terms-of-use/ Privacy Policy: https://www.sadynamics.com/budget-tracker-privacy-policy
Screenshots
Verdict
The clearest difference is review sentiment: Budget Tracker & Planner Ultra at 100% against Money Manager's 70%. Budget Tracker & Planner Ultra also leads on rating (5.0 vs 4.7) and iOS requirement (12.0 vs 17.6). Money Manager's advantage is update cadence (fortnightly vs every 16 months) and ratings volume (11 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Manager sells 4 in-app purchases, starting at $0.99 per month and Budget Tracker & Planner Ultra sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Tracker & Planner Ultra holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Money Manager has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 70% of Money Manager's written reviews are positive against 100% of Budget Tracker & Planner Ultra's.
Money Manager ships an update fortnightly, Budget Tracker & Planner Ultra every 16 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Money Manager | Budget Tracker & Planner Ultra |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (11 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 70.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 11 — better | 2 |
| Update frequency | Fortnightly — better | Every 16 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 17.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 19 MB | 124 MB |
| Age rating | 4+ | 4+ |
| Developer | Robin Guido Schmidt | Collabrains Technologies LTD |
Customer experience
Money Manager
Budget Tracker & Planner Ultra
In-app purchases
Money Manager
- SpendWave+ Monthly7 Days trial$0.991 Month
- SpendWave+ Monthly3 Days trial$0.991 Month
- SpendWave+ Yearly7 Days trial$8.991 Year
- SpendWave+ one-time purchase$29.99
Budget Tracker & Planner Ultra
- Budget Tracker Pro Monthly$1.991 Month
- Budget Tracker Pro Yearly$19.991 Year
- Budget Tracker Pro Lifetime$29.99
Questions
Is Money Manager free?
Is Budget Tracker & Planner Ultra free?
Which has better reviews, Money Manager or Budget Tracker & Planner Ultra?
Do Money Manager or Budget Tracker & Planner Ultra have ads?
Which is updated more often, Money Manager or Budget Tracker & Planner Ultra?
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