Comparison

Money Manager vs Budget Tracker & Planner Ultra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Manager

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

About

Budget Tracker & Planner Ultra

Effortlessly manage your money, track expenses, and plan your budget. Understand spending habits with detailed reports and set financial goals to save more and spend wisely. Securely access your finances across multiple devices.

Highlights
  • Expense tracking
  • Budget planning
  • Spending insights
  • Financial goal setting
  • Personalized categories
  • Multi-device access
  • Advanced security
Features
Read full description

Budget Tracker & Planner Ultra Manage your finances in one place and never miss a bill payment or expense. - Understand your spending patterns and make informed decisions to save more and spend wisely. - Designed for everyone, from budgeting beginners to financial experts. Key Features: - Enjoy a sleek and user-friendly design that makes budgeting fun. - Keep tabs on your spending in real-time and make smart financial decisions on the go. - Tailor your budget to fit your lifestyle with personalized categories. - Gain insights into your spending habits with detailed charts and reports. - Set financial goals and track your progress to stay motivated and on track. - Your financial information is safe with advanced encryption and security measures. - Access your budget from multiple devices seamlessly. About Auto Renewable Subscriptions: We offer a monthly and a yearly renewing subscriptions to unlock all features. The purchase will be charged from your iTunes account if you choose to buy the Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. Terms of Use: https://www.sadynamics.com/budget-tracker-terms-of-use/ Privacy Policy: https://www.sadynamics.com/budget-tracker-privacy-policy

Screenshots

Money Manager4 screens
Budget Tracker & Planner Ultra4 screens

Verdict

The call

The clearest difference is review sentiment: Budget Tracker & Planner Ultra at 100% against Money Manager's 70%. Budget Tracker & Planner Ultra also leads on rating (5.0 vs 4.7) and iOS requirement (12.0 vs 17.6). Money Manager's advantage is update cadence (fortnightly vs every 16 months) and ratings volume (11 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Manager sells 4 in-app purchases, starting at $0.99 per month and Budget Tracker & Planner Ultra sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Tracker & Planner Ultra holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Money Manager has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 70% of Money Manager's written reviews are positive against 100% of Budget Tracker & Planner Ultra's.

UpkeepUpdate frequency

Money Manager ships an update fortnightly, Budget Tracker & Planner Ultra every 16 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Money Manager versus Budget Tracker & Planner Ultra: the parameters behind the verdict, then further details
ParameterMoney ManagerBudget Tracker & Planner Ultra
PriceFreeFree
Rating4.7 (11 ratings)5.0 (2 ratings) — better
Positive reviews70.0% of reviews100.0% of reviews — better
Number of ratings11 — better2
Update frequencyFortnightly — betterEvery 16 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS17.612.0 — better
Further details — not scored
Size19 MB124 MB
Age rating4+4+
DeveloperRobin Guido SchmidtCollabrains Technologies LTD

Customer experience

Money Manager

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

Budget Tracker & Planner Ultra

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Money Manager

Subscriptions3
  • SpendWave+ Monthly7 Days trial$0.991 Month
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Yearly7 Days trial$8.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99
3 purchases

Budget Tracker & Planner Ultra

Subscriptions2
  • Budget Tracker Pro Monthly$1.991 Month
  • Budget Tracker Pro Yearly$19.991 Year
One-time1
  • Budget Tracker Pro Lifetime$29.99

Questions

Is Money Manager free?
Money Manager is free to download, with in-app purchases available.
Is Budget Tracker & Planner Ultra free?
Budget Tracker & Planner Ultra is free to download, with in-app purchases available.
Which has better reviews, Money Manager or Budget Tracker & Planner Ultra?
Budget Tracker & Planner Ultra is rated higher. Money Manager averages 4.7 out of 5 from 11 ratings, while Budget Tracker & Planner Ultra averages 5.0 from 2 ratings.
Do Money Manager or Budget Tracker & Planner Ultra have ads?
Neither Money Manager nor Budget Tracker & Planner Ultra shows ads.
Which is updated more often, Money Manager or Budget Tracker & Planner Ultra?
Money Manager ships an update fortnightly, and Budget Tracker & Planner Ultra every 16 months. Most recently, Money Manager was updated on October 25, 2026 and Budget Tracker & Planner Ultra on October 24, 2026.

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