# Money Manager vs Expense Tracker budget app

The clearest difference is rating: Expense Tracker budget app at 5.0 against Money Manager's 4.7. Money Manager's advantage is ratings volume (11 vs 1) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Money Manager sells 4 in-app purchases, starting at $0.99 per month and Expense Tracker budget app sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Tracker budget app holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Money Manager has 11 ratings behind it against 1, so its average is the more settled of the two.

Money Manager ships an update fortnightly, Expense Tracker budget app monthly. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Money Manager | Expense Tracker budget app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (11 ratings)](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/expense-tracker-budget-app/id6711355457/reviews)** |
| Number of ratings | **11** | 1 |
| Positive reviews | 70.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Freemium | Freemium |
| Size | 20 MB | 24 MB |
| Requires iOS | 17.6 | **16.6** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [Saif Ullah Sajid](https://appshunter.io/developer/1527861472) |

## What reviewers say

### Money Manager

[App page](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### Expense Tracker budget app

[App page](https://appshunter.io/ios/app/expense-tracker-budget-app/id6711355457)

Easily track daily expenses, set budgets, and visualize spending with clear charts. Manage all your finances in one place by adding bank accounts and credit cards. Take control of your money with a simple, user-friendly interface.

**Highlights:** Add and categorize expenses quickly, Visualize spending with charts and graphs, Track bank accounts and credit cards, Set monthly budgets, iCloud sync for cross-device access (premium)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Pro Monthly | $1.99 | per month |
| Expenses Pro Yearly | $17.99 | per year |


## Frequently asked questions

### Is Money Manager free?

Money Manager is free to download, with in-app purchases available.

### Is Expense Tracker budget app free?

Expense Tracker budget app is free to download, with in-app purchases available.

### Which has better reviews, Money Manager or Expense Tracker budget app?

Expense Tracker budget app is rated higher. Money Manager averages 4.7 out of 5 from 11 ratings, while Expense Tracker budget app averages 5.0 from 1 ratings.

### Do Money Manager or Expense Tracker budget app have ads?

Neither Money Manager nor Expense Tracker budget app shows ads.

### Which is updated more often, Money Manager or Expense Tracker budget app?

Money Manager ships an update fortnightly, and Expense Tracker budget app monthly. Most recently, Money Manager was updated on November 7, 2026 and Expense Tracker budget app on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*