Comparison

Money Manager vs Budget Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Manager

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

About

Budget Calculator

Simplify your finances with tools to track income, expenses, and savings goals. Set financial targets, receive payment reminders, and visualize your progress towards a debt-free future.

Highlights
  • Expense tracking and categorization
  • Income and savings goal management
  • Smart payment reminders
  • Visual progress tracking
  • Financial goal setting
Features
Read full description

With SmartBudget, managing your financial goals has never been easier! Stay on top of your income, expenses, and savings goals with user-friendly tools that simplify your budgeting process. From monthly reminders to visual progress tracking, take control of your financial future today. Manage Expenses with Ease: Track all your expenses in one place and categorize them for a clear overview of your spending. Never lose sight of where your money is going! Step Towards Financial Freedom: Set realistic goals and watch your progress. Every payment or saving milestone brings you closer to a debt-free, financially secure future. Smart Payment Reminders: Receive timely notifications to ensure you never miss a due date. Stay ahead of your bills and avoid unnecessary fees. Achieve Your Goals: Visualize your journey to financial freedom with detailed charts and insights. With each month, you’ll be one step closer to your dreams.

Screenshots

Money Manager4 screens
Budget Calculator4 screens

Verdict

The call

The clearest difference is rating: Money Manager at 4.7 against Budget Calculator's 4.2. Budget Calculator's advantage is iOS requirement (15.0 vs 17.6). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Manager sells 4 in-app purchases, starting at $0.99 per month and Budget Calculator sells 6 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Money Manager holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 11 and 17 respectively. Written reviews complicate that: 70% of Money Manager's written reviews are positive against 73% of Budget Calculator's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Money Manager ships an update fortnightly, Budget Calculator every 11 days. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Money Manager versus Budget Calculator: the parameters behind the verdict, then further details
ParameterMoney ManagerBudget Calculator
PriceFreeFree
Rating4.7 (11 ratings) — better4.2 (17 ratings)
Positive reviews70.0% of reviews72.7% of reviews — better
Number of ratings1117 — better
Update frequencyFortnightlyEvery 11 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size20 MB201 MB
Age rating4+4+
DeveloperRobin Guido SchmidtMetehan Gurgentepe

Customer experience

Money Manager

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

Budget Calculator

All ratings17 ratings
Positive82.4%
Neutral0.0%
Negative17.6%
Written reviews11 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

In-app purchases

4 purchases

Money Manager

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99
6 purchases

Budget Calculator

Subscriptions4
  • Budget Guru3 Days trial$1.997 Days
  • Premium Features$3.991 Month
  • Premium Access$7.996 Months
Show 1 more
  • Premium Features for One Year3 Days trial$16.991 Year
One-time2
  • Lifetime AccessFree
  • Premium Features$4.99

Questions

Is Money Manager free?
Money Manager is free to download, with in-app purchases available.
Is Budget Calculator free?
Budget Calculator is free to download, with in-app purchases available.
Which has better reviews, Money Manager or Budget Calculator?
Money Manager is rated higher. Money Manager averages 4.7 out of 5 from 11 ratings, while Budget Calculator averages 4.2 from 17 ratings.
Do Money Manager or Budget Calculator have ads?
Neither Money Manager nor Budget Calculator shows ads.
Which is updated more often, Money Manager or Budget Calculator?
Money Manager ships an update fortnightly, and Budget Calculator every 11 days. Most recently, Money Manager was updated on November 4, 2026 and Budget Calculator on October 30, 2026.

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