# SpendWave Expense tracker App vs YourPay

The clearest difference is in-app purchases: YourPay at none against SpendWave Expense tracker App's 4. YourPay also leads on iOS requirement (12.0 vs 17.6). On price, ads and device support there is nothing between them.

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. YourPay asks for nothing beyond the download.

## The numbers

| Metric | SpendWave Expense tracker App | YourPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Freemium | — |
| Size | 19 MB | 25 MB |
| Requires iOS | 17.6 | **12.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [YourConsulting S.R.L.](https://appshunter.io/developer/1781882522) |

## What reviewers say

### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### YourPay

[App page](https://appshunter.io/ios/app/yourpay/id6741801751)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Is YourPay free?

YourPay is free to download, with no in-app purchases.

### Do SpendWave Expense tracker App or YourPay have ads?

Neither SpendWave Expense tracker App nor YourPay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*