# SpendWave Expense tracker App vs Monthly Expense

The clearest difference is in-app purchases: Monthly Expense at none against SpendWave Expense tracker App's 4. Monthly Expense also leads on iOS requirement (15.0 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Monthly Expense asks for nothing beyond the download.

SpendWave Expense tracker App ships an update fortnightly, Monthly Expense every 2 weeks. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | SpendWave Expense tracker App | Monthly Expense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Freemium | — |
| Size | 19 MB | 50 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [August Aeppli](https://appshunter.io/developer/1018953193) |

## What reviewers say

### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### Monthly Expense

[App page](https://appshunter.io/ios/app/monthly-expense/id6746046845)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Is Monthly Expense free?

Monthly Expense is free to download, with no in-app purchases.

### Do SpendWave Expense tracker App or Monthly Expense have ads?

Neither SpendWave Expense tracker App nor Monthly Expense shows ads.

### Which is updated more often, SpendWave Expense tracker App or Monthly Expense?

SpendWave Expense tracker App ships an update fortnightly, and Monthly Expense every 2 weeks. Most recently, SpendWave Expense tracker App was updated on September 23, 2026 and Monthly Expense on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*