# Money Manager vs ShiftClock Blackvector

The clearest difference is in-app purchases: ShiftClock Blackvector at none against Money Manager's 4. ShiftClock Blackvector also leads on iOS requirement (15.6 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Money Manager sells 4 in-app purchases, starting at $0.99 per month. ShiftClock Blackvector asks for nothing beyond the download.

Money Manager ships an update fortnightly, ShiftClock Blackvector every 3 weeks. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Money Manager | ShiftClock Blackvector |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (11 ratings)](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 70.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 19 MB | 47 MB |
| Requires iOS | 17.6 | **15.6** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [Rolando Ramirez](https://appshunter.io/developer/1525119089) |

## What reviewers say

### Money Manager

[App page](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Yearly | $8.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### ShiftClock Blackvector

[App page](https://appshunter.io/ios/app/shiftclock-blackvector/id6746348897)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Money Manager free?

Money Manager is free to download, with in-app purchases available.

### Is ShiftClock Blackvector free?

ShiftClock Blackvector is free to download, with no in-app purchases.

### Do Money Manager or ShiftClock Blackvector have ads?

Neither Money Manager nor ShiftClock Blackvector shows ads.

### Which is updated more often, Money Manager or ShiftClock Blackvector?

Money Manager ships an update fortnightly, and ShiftClock Blackvector every 3 weeks. Most recently, Money Manager was updated on October 25, 2026 and ShiftClock Blackvector on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*