# SpendWave Expense tracker App vs ShiftClock Blackvector

The clearest difference is in-app purchases: ShiftClock Blackvector at none against SpendWave Expense tracker App's 4. ShiftClock Blackvector also leads on iOS requirement (13.0 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. ShiftClock Blackvector asks for nothing beyond the download.

SpendWave Expense tracker App ships an update fortnightly, ShiftClock Blackvector every 9 days. The most recent releases landed on September 23, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | SpendWave Expense tracker App | ShiftClock Blackvector |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Freemium | — |
| Size | 19 MB | 44 MB |
| Requires iOS | 17.6 | **13.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [Rolando Ramirez](https://appshunter.io/developer/1525119089) |

## What reviewers say

### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### ShiftClock Blackvector

[App page](https://appshunter.io/ios/app/shiftclock-blackvector/id6746348897)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Is ShiftClock Blackvector free?

ShiftClock Blackvector is free to download, with no in-app purchases.

### Do SpendWave Expense tracker App or ShiftClock Blackvector have ads?

Neither SpendWave Expense tracker App nor ShiftClock Blackvector shows ads.

### Which is updated more often, SpendWave Expense tracker App or ShiftClock Blackvector?

SpendWave Expense tracker App ships an update fortnightly, and ShiftClock Blackvector every 9 days. Most recently, SpendWave Expense tracker App was updated on September 23, 2026 and ShiftClock Blackvector on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*