Money Manager vs Finance Kit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Manager
Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.
- Multiple accounts and currencies
- Quick transaction recording
- Financial calendar overview
- Customizable spending categories
- Savings goal tracking
- Detailed financial analysis
- Data encryption for security
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SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.
Finance Kit
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Take control of your finances with Finance Kit – the ultimate personal finance management tool. Whether you’re tracking your expenses, planning your budget, or working toward your savings goals, Finance Kit provides everything you need to manage your money effectively. With Finance Kit, you can easily record your income and expenses, categorize transactions, and monitor your spending patterns. The intuitive interface allows you to create a personalized budget, helping you stay on track and reach your financial goals faster. One of the best features of Finance Kit is that it works entirely offline – no internet connection required. Your financial data is stored securely on your device, ensuring that your information remains private and in your control at all times. No more complex setups or unnecessary features – just the essentials for personal finance management. Finance Kit is designed for simplicity, making it easy for anyone to start managing their finances with confidence, whether you’re a beginner or an experienced budgeter. Start taking charge of your finances today with Finance Kit – the smart, secure, and easy way to manage your money!
Screenshots
Verdict
The clearest difference is in-app purchases: Finance Kit at none against Money Manager's 4. Finance Kit also leads on update cadence (weekly vs fortnightly). Money Manager's advantage is device support (4 vs 1) and iOS requirement (17.6 vs 26.0). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Manager sells 4 in-app purchases, starting at $0.99 per month. Finance Kit asks for nothing beyond the download.
Money Manager ships an update fortnightly, Finance Kit weekly. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.
| Parameter | Money Manager | Finance Kit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (11 ratings) — better | — |
| Positive reviews | 70.0% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone |
| Requires iOS | 17.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 19 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Robin Guido Schmidt | Gustavo Diefenbach |
In-app purchases
Money Manager
- SpendWave+ Monthly7 Days trial$0.991 Month
- SpendWave+ Monthly3 Days trial$0.991 Month
- SpendWave+ Yearly7 Days trial$8.991 Year
- SpendWave+ one-time purchase$29.99
Finance Kit
No in-app purchases
Questions
Is Money Manager free?
Is Finance Kit free?
Do Money Manager or Finance Kit have ads?
Which is updated more often, Money Manager or Finance Kit?
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