# SpendWave Expense tracker App vs BudgetReflector

The clearest difference is update cadence: BudgetReflector at daily against SpendWave Expense tracker App's fortnightly. BudgetReflector also leads on iOS requirement (14.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month and BudgetReflector sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

SpendWave Expense tracker App ships an update fortnightly, BudgetReflector daily. The most recent releases landed on October 19, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | SpendWave Expense tracker App | BudgetReflector |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 70.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Daily** |
| Monetization | Freemium | — |
| Size | 19 MB | 85 MB |
| Requires iOS | 17.6 | **14.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [Ersin Ozan Oneyman](https://appshunter.io/developer/1843711416) |

## What reviewers say

### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Yearly | $8.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### BudgetReflector

[App page](https://appshunter.io/ios/app/budgetreflector/id6758414947)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Aylık) | $2.99 | per month |
| Pro (Yearly) | $19.99 | per year |


## Frequently asked questions

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Is BudgetReflector free?

BudgetReflector is free to download, with in-app purchases available.

### Do SpendWave Expense tracker App or BudgetReflector have ads?

Neither SpendWave Expense tracker App nor BudgetReflector shows ads.

### Which is updated more often, SpendWave Expense tracker App or BudgetReflector?

SpendWave Expense tracker App ships an update fortnightly, and BudgetReflector daily. Most recently, SpendWave Expense tracker App was updated on October 19, 2026 and BudgetReflector on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*