# SpendWave Expense tracker App vs Karmash

The clearest difference is update cadence: Karmash at every 5 days against SpendWave Expense tracker App's fortnightly. SpendWave Expense tracker App's advantage is device support (4 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month and Karmash sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

SpendWave Expense tracker App ships an update fortnightly, Karmash every 5 days. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | SpendWave Expense tracker App | Karmash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 70.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Freemium | — |
| Size | 19 MB | 54 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [Matvey Kimbar](https://appshunter.io/developer/1879851397) |

## What reviewers say

### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### Karmash

[App page](https://appshunter.io/ios/app/karmash-expense-tracker/id6759625265)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Karmash Pro Weekly | $0.99 | per 7 days |
| Karmash Pro Monthly | $2.99 | per month |
| Karmash Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Is Karmash free?

Karmash is free to download, with in-app purchases available.

### Do SpendWave Expense tracker App or Karmash have ads?

Neither SpendWave Expense tracker App nor Karmash shows ads.

### Which is updated more often, SpendWave Expense tracker App or Karmash?

SpendWave Expense tracker App ships an update fortnightly, and Karmash every 5 days. Most recently, SpendWave Expense tracker App was updated on October 9, 2026 and Karmash on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*