# SpendWave Expense tracker App vs ZenFlow

The clearest difference is in-app purchases: ZenFlow at none against SpendWave Expense tracker App's 4. SpendWave Expense tracker App's advantage is ads (none vs shown) and device support (4 vs 2). On price, update cadence and iOS requirement there is nothing between them.

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. ZenFlow asks for nothing beyond the download.

SpendWave Expense tracker App ships an update fortnightly, ZenFlow every 3 weeks. The most recent releases landed on October 19, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | SpendWave Expense tracker App | ZenFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 70.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 19 MB | 8 MB |
| Requires iOS | 17.6 | 17.6 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [Lorenzo Pacini](https://appshunter.io/developer/323242257) |

## What reviewers say

### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Yearly | $8.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### ZenFlow

[App page](https://appshunter.io/ios/app/zenflow/id6762227255)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Is ZenFlow free?

ZenFlow is free to download, with no in-app purchases.

### Do SpendWave Expense tracker App or ZenFlow have ads?

ZenFlow shows ads; SpendWave Expense tracker App does not.

### Which is updated more often, SpendWave Expense tracker App or ZenFlow?

SpendWave Expense tracker App ships an update fortnightly, and ZenFlow every 3 weeks. Most recently, SpendWave Expense tracker App was updated on October 19, 2026 and ZenFlow on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*