# SpendWave Expense tracker App vs Smart Expense Hub

The clearest difference is in-app purchases: Smart Expense Hub at none against SpendWave Expense tracker App's 4. Smart Expense Hub also leads on iOS requirement (15.0 vs 17.6). SpendWave Expense tracker App's advantage is update cadence (fortnightly vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Smart Expense Hub asks for nothing beyond the download.

SpendWave Expense tracker App ships an update fortnightly, Smart Expense Hub every 2 months. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | SpendWave Expense tracker App | Smart Expense Hub |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 70.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Freemium | — |
| Size | 19 MB | 2 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) | [saeed alghfeli](https://appshunter.io/developer/6788690739) |

## What reviewers say

### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


### Smart Expense Hub

[App page](https://appshunter.io/ios/app/smart-expense-hub/id6789789250)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Is Smart Expense Hub free?

Smart Expense Hub is free to download, with no in-app purchases.

### Do SpendWave Expense tracker App or Smart Expense Hub have ads?

Neither SpendWave Expense tracker App nor Smart Expense Hub shows ads.

### Which is updated more often, SpendWave Expense tracker App or Smart Expense Hub?

SpendWave Expense tracker App ships an update fortnightly, and Smart Expense Hub every 2 months. Most recently, SpendWave Expense tracker App was updated on October 9, 2026 and Smart Expense Hub on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*