# OUTsurance vs MasterPass Scan to Pay

The clearest difference is review sentiment: OUTsurance at 62% against MasterPass Scan to Pay's 13%. OUTsurance also leads on rating (4.8 vs 1.8) and ratings volume (384 vs 4). MasterPass Scan to Pay's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OUTsurance holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 62% of OUTsurance's written reviews are positive against 13% of MasterPass Scan to Pay's.

OUTsurance ships an update fortnightly, MasterPass Scan to Pay every 3 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | OUTsurance | MasterPass Scan to Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (384 ratings)](https://appshunter.io/ios/app/outsurance/id646353691/reviews)** | [1.8 (4 ratings)](https://appshunter.io/ios/app/masterpass-scan-to-pay/id1084707614/reviews) |
| Number of ratings | **384** | 4 |
| Positive reviews | **62.1% of reviews** | 12.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 81 MB | 28 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OUTsurance](https://appshunter.io/developer/568869394) | [Ukheshe Technologies (Pty) Ltd](https://appshunter.io/developer/1678063968) |

## What reviewers say

### OUTsurance

[App page](https://appshunter.io/ios/app/outsurance/id646353691)

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

**Highlights:** Manage insurance policies, Start new insurance quotes, Submit and track claims, Request emergency assistance, Refer friends for discounts, Join SmartDrive program

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Quick and efficient process
- 🚗 Convenient car inspection feature
- 💡 Innovative use of technology
- ✨ Outstanding customer service

**What reviewers complain about**

- 🐛 Buggy login/logout issues
- 🔋 High battery consumption
- 📍 Smart Drive location permission issues
- 📉 Inaccurate policy data in app
- 🔄 App crashes after updates

**Reported bugs**

- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy

**Requested features**

- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders


### MasterPass Scan to Pay

[App page](https://appshunter.io/ios/app/masterpass-scan-to-pay/id1084707614)

Easily scan and pay QR codes for groceries, bills, and online purchases. Securely add Visa and Mastercard for convenient payments without entering card details. Purchase prepaid airtime and data bundles instantly.

**Highlights:** Scan and pay QR codes, Securely add bank cards, Pay bills and online purchases, Buy prepaid airtime and data, No need to enter card details, Industry-standard encryption

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OUTsurance free?

OUTsurance is free to download, with no in-app purchases.

### Is MasterPass Scan to Pay free?

MasterPass Scan to Pay is free to download, with no in-app purchases.

### Which has better reviews, OUTsurance or MasterPass Scan to Pay?

OUTsurance is rated higher. OUTsurance averages 4.8 out of 5 from 384 ratings, while MasterPass Scan to Pay averages 1.8 from 4 ratings.

### Do OUTsurance or MasterPass Scan to Pay have ads?

OUTsurance shows ads; MasterPass Scan to Pay does not.

### Which is updated more often, OUTsurance or MasterPass Scan to Pay?

OUTsurance ships an update fortnightly, and MasterPass Scan to Pay every 3 weeks. Most recently, OUTsurance was updated on November 1, 2026 and MasterPass Scan to Pay on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*