# OUTsurance vs PayProp Owner

OUTsurance and PayProp Owner both sit at 4.8 stars, but that hides the real split: 62% of OUTsurance's written reviews are positive against 23% of PayProp Owner's. OUTsurance also leads on ratings volume (384 vs 3) and update cadence (fortnightly vs monthly). PayProp Owner's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for OUTsurance against 4.7 for PayProp Owner. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 62% of OUTsurance's written reviews are positive against 23% of PayProp Owner's.

OUTsurance ships an update fortnightly, PayProp Owner monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | OUTsurance | PayProp Owner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (384 ratings)](https://appshunter.io/ios/app/outsurance/id646353691/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/payprop-owner/id1228082863/reviews) |
| Number of ratings | **384** | 3 |
| Positive reviews | **62.1% of reviews** | 23.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 81 MB | 23 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OUTsurance](https://appshunter.io/developer/568869394) | [PayProp Holdings](https://appshunter.io/developer/1228082862) |

## What reviewers say

### OUTsurance

[App page](https://appshunter.io/ios/app/outsurance/id646353691)

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

**Highlights:** Manage insurance policies, Start new insurance quotes, Submit and track claims, Request emergency assistance, Refer friends for discounts, Join SmartDrive program

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Quick and efficient process
- 🚗 Convenient car inspection feature
- 💡 Innovative use of technology
- ✨ Outstanding customer service

**What reviewers complain about**

- 🐛 Buggy login/logout issues
- 🔋 High battery consumption
- 📍 Smart Drive location permission issues
- 📉 Inaccurate policy data in app
- 🔄 App crashes after updates

**Reported bugs**

- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy

**Requested features**

- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders


### PayProp Owner

[App page](https://appshunter.io/ios/app/payprop-owner/id1228082863)

Access real-time transactional data for your rental properties directly from your bank. Monitor tenant payments, security deposits, and contractor or utility bill payments instantly. Eliminate the need for monthly statements and gain peace of mind with direct financial oversight.

**Highlights:** Real-time transactional data, Tenant payment monitoring, Security deposit tracking, Contractor and utility bill payments, Customizable transactional reports, Portfolio management view

**In-app purchases:** none


## Frequently asked questions

### Is OUTsurance free?

OUTsurance is free to download, with no in-app purchases.

### Is PayProp Owner free?

PayProp Owner is free to download, with no in-app purchases.

### Which has better reviews, OUTsurance or PayProp Owner?

OUTsurance is rated higher. OUTsurance averages 4.8 out of 5 from 384 ratings, while PayProp Owner averages 4.7 from 3 ratings.

### Do OUTsurance or PayProp Owner have ads?

OUTsurance shows ads; PayProp Owner does not.

### Which is updated more often, OUTsurance or PayProp Owner?

OUTsurance ships an update fortnightly, and PayProp Owner monthly. Most recently, OUTsurance was updated on October 26, 2026 and PayProp Owner on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*