# OUTsurance vs Auto & General

The clearest difference is ads: Auto & General at none against OUTsurance's shown. Auto & General also leads on review sentiment (94% vs 62%) and monetization model (free vs free with in-app purchases). OUTsurance's advantage is ratings volume (384 vs 7) and update cadence (fortnightly vs every 6 weeks). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for OUTsurance against 4.9 for Auto & General. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 62% of OUTsurance's written reviews are positive against 94% of Auto & General's.

OUTsurance ships an update fortnightly, Auto & General every 6 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | OUTsurance | Auto & General |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (384 ratings)](https://appshunter.io/ios/app/outsurance/id646353691/reviews) | **[4.9 (7 ratings)](https://appshunter.io/ios/app/auto-and-general/id1237563319/reviews)** |
| Number of ratings | **384** | 7 |
| Positive reviews | 62.1% of reviews | **94.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 81 MB | 82 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OUTsurance](https://appshunter.io/developer/568869394) | [Auto & General](https://appshunter.io/developer/1237563318) |

## What reviewers say

### OUTsurance

[App page](https://appshunter.io/ios/app/outsurance/id646353691)

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

**Highlights:** Manage insurance policies, Start new insurance quotes, Submit and track claims, Request emergency assistance, Refer friends for discounts, Join SmartDrive program

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Quick and efficient process
- 🚗 Convenient car inspection feature
- 💡 Innovative use of technology
- ✨ Outstanding customer service

**What reviewers complain about**

- 🐛 Buggy login/logout issues
- 🔋 High battery consumption
- 📍 Smart Drive location permission issues
- 📉 Inaccurate policy data in app
- 🔄 App crashes after updates

**Reported bugs**

- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy

**Requested features**

- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders


### Auto & General

[App page](https://appshunter.io/ios/app/auto-and-general/id1237563319)

Manage your insurance policies and access emergency assistance 24/7. Features include biometric login, an automatic crash detector that alerts emergency services, and easy access to policy documents and details.

**Highlights:** Biometric login (face/fingerprint), In-app crash detector (AutoSOS), Emergency medical and roadside assistance, Policy document viewing and downloading, 24/7 availability

**In-app purchases:** none


## Frequently asked questions

### Is OUTsurance free?

OUTsurance is free to download, with no in-app purchases.

### Is Auto & General free?

Auto & General is free to download, with no in-app purchases.

### Which has better reviews, OUTsurance or Auto & General?

Auto & General is rated higher. OUTsurance averages 4.8 out of 5 from 384 ratings, while Auto & General averages 4.9 from 7 ratings.

### Do OUTsurance or Auto & General have ads?

OUTsurance shows ads; Auto & General does not.

### Which is updated more often, OUTsurance or Auto & General?

OUTsurance ships an update fortnightly, and Auto & General every 6 weeks. Most recently, OUTsurance was updated on November 6, 2026 and Auto & General on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*