# OUTsurance vs Old Mutual

The clearest difference is review sentiment: OUTsurance at 62% against Old Mutual's 0%. OUTsurance also leads on ratings volume (380 vs 1) and device support (3 vs 1). Old Mutual's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Old Mutual holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: OUTsurance has 380 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 62% of OUTsurance's written reviews are positive against 0% of Old Mutual's, so the app with the better star average is not the one people write more warmly about.

OUTsurance ships an update fortnightly, Old Mutual monthly. The most recent releases landed on September 19, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | OUTsurance | Old Mutual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (380 ratings)](https://appshunter.io/ios/app/outsurance/id646353691/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/old-mutual/id1481355805/reviews)** |
| Number of ratings | **380** | 1 |
| Positive reviews | **62.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 81 MB | 160 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OUTsurance](https://appshunter.io/developer/568869394) | [OLD MUTUAL LIFE ASSURANCE COMPANY SOUTH AFRICA LIMITED](https://appshunter.io/developer/481049003) |

## What reviewers say

### OUTsurance

[App page](https://appshunter.io/ios/app/outsurance/id646353691)

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

**Highlights:** Manage insurance policies, Start new insurance quotes, Submit and track claims, Request emergency assistance, Refer friends for discounts, Join SmartDrive program

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Quick and efficient process
- 🚗 Convenient car inspection feature
- 💡 Innovative use of technology
- ✨ Outstanding customer service

**What reviewers complain about**

- 🐛 Buggy login/logout issues
- 🔋 High battery consumption
- 📍 Smart Drive location permission issues
- 📉 Inaccurate policy data in app
- 🔄 App crashes after updates

**Reported bugs**

- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy

**Requested features**

- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders


### Old Mutual

[App page](https://appshunter.io/ios/app/old-mutual/id1481355805)

Manage your banking, savings, investments, and insurance all in one app. Securely access your accounts with biometric login and stay updated on your products. Explore new solutions and easily connect with support.

**Highlights:** Banking management, Savings tracking, Investment overview, Insurance solutions, Rewards program access, Biometric login (fingerprint/Face ID)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OUTsurance free?

OUTsurance is free to download, with no in-app purchases.

### Is Old Mutual free?

Old Mutual is free to download, with no in-app purchases.

### Which has better reviews, OUTsurance or Old Mutual?

Old Mutual is rated higher. OUTsurance averages 4.8 out of 5 from 380 ratings, while Old Mutual averages 5.0 from 1 ratings.

### Do OUTsurance or Old Mutual have ads?

OUTsurance shows ads; Old Mutual does not.

### Which is updated more often, OUTsurance or Old Mutual?

OUTsurance ships an update fortnightly, and Old Mutual monthly. Most recently, OUTsurance was updated on September 19, 2026 and Old Mutual on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*