# OUTsurance vs Telkom Pay

The clearest difference is rating: OUTsurance at 4.8 against Telkom Pay's 1.0. OUTsurance also leads on ratings volume (384 vs 2) and update cadence (fortnightly vs every 5 weeks). Telkom Pay's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OUTsurance holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 2, so its average is the more settled of the two.

OUTsurance ships an update fortnightly, Telkom Pay every 5 weeks. The most recent releases landed on October 26, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | OUTsurance | Telkom Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (384 ratings)](https://appshunter.io/ios/app/outsurance/id646353691/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/telkom-pay/id1621457611/reviews) |
| Number of ratings | **384** | 2 |
| Positive reviews | 62.1% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 81 MB | 36 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OUTsurance](https://appshunter.io/developer/568869394) | [Telkom SA SOC Ltd](https://appshunter.io/developer/527962846) |

## What reviewers say

### OUTsurance

[App page](https://appshunter.io/ios/app/outsurance/id646353691)

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

**Highlights:** Manage insurance policies, Start new insurance quotes, Submit and track claims, Request emergency assistance, Refer friends for discounts, Join SmartDrive program

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Quick and efficient process
- 🚗 Convenient car inspection feature
- 💡 Innovative use of technology
- ✨ Outstanding customer service

**What reviewers complain about**

- 🐛 Buggy login/logout issues
- 🔋 High battery consumption
- 📍 Smart Drive location permission issues
- 📉 Inaccurate policy data in app
- 🔄 App crashes after updates

**Reported bugs**

- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy

**Requested features**

- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders


### Telkom Pay

[App page](https://appshunter.io/ios/app/telkom-pay/id1621457611)

Manage your money, make payments, and get paid without needing a bank account. This app allows you to send money, buy prepaid services, and store vouchers securely. It's accessible to all network providers and simplifies transactions with easy verification.

**Highlights:** Make and receive payments, Send and request money, Buy airtime, data, and vouchers, Create virtual prepaid cards, Top up wallet via EFT or cash, Withdraw cash or via EFT

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OUTsurance free?

OUTsurance is free to download, with no in-app purchases.

### Is Telkom Pay free?

Telkom Pay is free to download, with no in-app purchases.

### Which has better reviews, OUTsurance or Telkom Pay?

OUTsurance is rated higher. OUTsurance averages 4.8 out of 5 from 384 ratings, while Telkom Pay averages 1.0 from 2 ratings.

### Do OUTsurance or Telkom Pay have ads?

OUTsurance shows ads; Telkom Pay does not.

### Which is updated more often, OUTsurance or Telkom Pay?

OUTsurance ships an update fortnightly, and Telkom Pay every 5 weeks. Most recently, OUTsurance was updated on October 26, 2026 and Telkom Pay on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*