# OUTsurance vs Stackive

The clearest difference is in-app purchases: OUTsurance at none against Stackive's 1. OUTsurance also leads on device support (3 vs 1). Stackive's advantage is ads (none vs shown) and update cadence (every 2 days vs fortnightly). On price and iOS requirement there is nothing between them.

Both are free to download. Stackive sells 1 in-app purchase, starting at $4.99 per year. OUTsurance asks for nothing beyond the download.

OUTsurance ships an update fortnightly, Stackive every 2 days. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | OUTsurance | Stackive |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (380 ratings)](https://appshunter.io/ios/app/outsurance/id646353691/reviews)** | — |
| Number of ratings | **380** | — |
| Positive reviews | 62.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 81 MB | 17 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OUTsurance](https://appshunter.io/developer/568869394) | [Kino Hogan](https://appshunter.io/developer/1877942239) |

## What reviewers say

### OUTsurance

[App page](https://appshunter.io/ios/app/outsurance/id646353691)

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

**Highlights:** Manage insurance policies, Start new insurance quotes, Submit and track claims, Request emergency assistance, Refer friends for discounts, Join SmartDrive program

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Quick and efficient process
- 🚗 Convenient car inspection feature
- 💡 Innovative use of technology
- ✨ Outstanding customer service

**What reviewers complain about**

- 🐛 Buggy login/logout issues
- 🔋 High battery consumption
- 📍 Smart Drive location permission issues
- 📉 Inaccurate policy data in app
- 🔄 App crashes after updates

**Reported bugs**

- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy

**Requested features**

- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders


### Stackive

[App page](https://appshunter.io/ios/app/stackive/id6759609063)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stackive Premium | $4.99 | per year |


## Frequently asked questions

### Is OUTsurance free?

OUTsurance is free to download, with no in-app purchases.

### Is Stackive free?

Stackive is free to download, with in-app purchases available.

### Do OUTsurance or Stackive have ads?

OUTsurance shows ads; Stackive does not.

### Which is updated more often, OUTsurance or Stackive?

OUTsurance ships an update fortnightly, and Stackive every 2 days. Most recently, OUTsurance was updated on October 9, 2026 and Stackive on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*