# OUTsurance vs Santam app

The clearest difference is rating: OUTsurance at 4.8 against Santam app's 4.3. OUTsurance also leads on review sentiment (62% vs 34%) and ratings volume (380 vs 14). Santam app's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OUTsurance holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: OUTsurance has 380 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 62% of OUTsurance's written reviews are positive against 34% of Santam app's.

OUTsurance ships an update fortnightly, Santam app monthly. The most recent releases landed on September 19, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | OUTsurance | Santam app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (380 ratings)](https://appshunter.io/ios/app/outsurance/id646353691/reviews)** | [4.3 (14 ratings)](https://appshunter.io/ios/app/santam-app/id937753243/reviews) |
| Number of ratings | **380** | 14 |
| Positive reviews | **62.1% of reviews** | 33.9% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 81 MB | 97 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OUTsurance](https://appshunter.io/developer/568869394) | [Santam](https://appshunter.io/developer/589443605) |

## What reviewers say

### OUTsurance

[App page](https://appshunter.io/ios/app/outsurance/id646353691)

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

**Highlights:** Manage insurance policies, Start new insurance quotes, Submit and track claims, Request emergency assistance, Refer friends for discounts, Join SmartDrive program

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Quick and efficient process
- 🚗 Convenient car inspection feature
- 💡 Innovative use of technology
- ✨ Outstanding customer service

**What reviewers complain about**

- 🐛 Buggy login/logout issues
- 🔋 High battery consumption
- 📍 Smart Drive location permission issues
- 📉 Inaccurate policy data in app
- 🔄 App crashes after updates

**Reported bugs**

- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy

**Requested features**

- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders


### Santam app

[App page](https://appshunter.io/ios/app/santam-app/id937753243)

Manage your insurance policies, request changes, and submit claims with ease. Get instant support for emergencies and track your claim status directly through the app.

**Highlights:** Policy portfolio access, Personalized user profiles, Policy change requests, SOS emergency button, Claim submission and tracking

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OUTsurance free?

OUTsurance is free to download, with no in-app purchases.

### Is Santam app free?

Santam app is free to download, with no in-app purchases.

### Which has better reviews, OUTsurance or Santam app?

OUTsurance is rated higher. OUTsurance averages 4.8 out of 5 from 380 ratings, while Santam app averages 4.3 from 14 ratings.

### Do OUTsurance or Santam app have ads?

OUTsurance shows ads; Santam app does not.

### Which is updated more often, OUTsurance or Santam app?

OUTsurance ships an update fortnightly, and Santam app monthly. Most recently, OUTsurance was updated on September 19, 2026 and Santam app on September 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*