# $END vs USHG Digital Wallet

The clearest difference is rating: USHG Digital Wallet at 4.9 against $END's 4.5. USHG Digital Wallet also leads on ratings volume (34 vs 2) and update cadence (every 2 weeks vs monthly). $END's advantage is monetization model (free vs ad-supported) and iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

USHG Digital Wallet holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: USHG Digital Wallet has 34 ratings behind it against 2, so its average is the more settled of the two.

$END ships an update monthly, USHG Digital Wallet every 2 weeks. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | $END | USHG Digital Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/end/id6463563565/reviews) | **[4.9 (34 ratings)](https://appshunter.io/ios/app/ushg-digital-wallet/id6504258084/reviews)** |
| Number of ratings | 2 | **34** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 225 MB | 109 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [numi apps](https://appshunter.io/developer/1635450514) | [Branch Messenger Inc.](https://appshunter.io/developer/977844194) |

## What reviewers say

### $END

[App page](https://appshunter.io/ios/app/end/id6463563565)

Send money to Latin America from the US with competitive exchange rates and no hidden fees. Track your transfers and pay with Visa/Mastercard or cash. Register quickly with a photo ID for secure and convenient international remittances.

**Highlights:** Competitive exchange rates, Transparent fee structure, Secure transfers via Visa/Mastercard, Cash payment option, Trackable transfers, Quick registration with photo ID

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### USHG Digital Wallet

[App page](https://appshunter.io/ios/app/ushg-digital-wallet/id6504258084)

This digital bank account and debit card offers quick access to manage your money, with features for saving, spending, and earning cash-back rewards. It provides flexible banking with no minimum balance or monthly fees.

**Highlights:** Daily access to earnings, Cash-back rewards at merchants, Flexible digital bank account, No minimum balance, No credit check, No monthly fees

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is $END free?

$END is free to download, with no in-app purchases.

### Is USHG Digital Wallet free?

USHG Digital Wallet is free to download, with no in-app purchases.

### Which has better reviews, $END or USHG Digital Wallet?

USHG Digital Wallet is rated higher. $END averages 4.5 out of 5 from 2 ratings, while USHG Digital Wallet averages 4.9 from 34 ratings.

### Do $END or USHG Digital Wallet have ads?

Neither $END nor USHG Digital Wallet shows ads.

### Which is updated more often, $END or USHG Digital Wallet?

$END ships an update monthly, and USHG Digital Wallet every 2 weeks. Most recently, $END was updated on October 15, 2026 and USHG Digital Wallet on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*