# myFlexWallet vs DayCheck by SpotOn

myFlexWallet and DayCheck by SpotOn both sit at 4.7 stars, but that hides the real split: 87% of myFlexWallet's written reviews are positive against 0% of DayCheck by SpotOn's. myFlexWallet also leads on iOS requirement (12.4 vs 16.6). DayCheck by SpotOn's advantage is monetization model (free vs free with in-app purchases) and update cadence (weekly vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for myFlexWallet against 4.7 for DayCheck by SpotOn. Both are backed by a comparable volume of ratings — 75 and 350 respectively. Written reviews are what separate them: 87% of myFlexWallet's written reviews are positive against 0% of DayCheck by SpotOn's.

myFlexWallet ships an update fortnightly, DayCheck by SpotOn weekly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | myFlexWallet | DayCheck by SpotOn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (75 ratings)](https://appshunter.io/ios/app/myflexwallet/id6463643352/reviews) | **[4.7 (350 ratings)](https://appshunter.io/ios/app/daycheck-by-spoton/id6737041407/reviews)** |
| Number of ratings | 75 | **350** |
| Positive reviews | **87.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 23 MB | 52 MB |
| Requires iOS | **12.4** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OneSource Virtual, Inc.](https://appshunter.io/developer/1658010482) | [SpotOn Transact, Inc](https://appshunter.io/developer/498392521) |

## What reviewers say

### myFlexWallet

[App page](https://appshunter.io/ios/app/myflexwallet/id6463643352)

Manage your finances with ultimate flexibility. View pay slips, track time, and transfer earned wages to your payroll card or bank account instantly or next day. Securely access your financial information with advanced authentication.

**Highlights:** View pay slip details, Track time worked, Flexible wage access, Instant wage transfers, Secure authentication

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 💰 Access to wages before payday
- 📊 Clear paycheck breakdown
- 🏦 HSA balance visibility
- 💼 All financial info in one place

**What reviewers complain about**

- ⚠️ Potential for addiction/unhealthy use
- 🐛 Login issues (invalid credentials)
- 🐛 App crashes on sign up
- 🐛 Double face scan sometimes
- 🐛 Misinformation regarding borrowed money repayment

**Reported bugs**

- Cannot login due to invalid credentials
- App crashes every time on sign up
- App crashes on sign up
- Double face scan when opening the app sometimes
- Misinformation about repayment of borrowed money leading to incorrect deductions

**Requested features**

- Ability to manage Workday pay elections directly through the app


### DayCheck by SpotOn

[App page](https://appshunter.io/ios/app/daycheck-by-spoton/id6737041407)

Access your earned tips instantly once approved by your manager. This app offers control over your money with no hidden fees, allowing you to manage your earnings and transfer funds to your bank account effortlessly.

**Highlights:** Instant tip deposits, Financial freedom, No hidden fees, Effortless earnings management, Flexible bank transfers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myFlexWallet free?

myFlexWallet is free to download, with no in-app purchases.

### Is DayCheck by SpotOn free?

DayCheck by SpotOn is free to download, with no in-app purchases.

### Which has better reviews, myFlexWallet or DayCheck by SpotOn?

DayCheck by SpotOn is rated higher. myFlexWallet averages 4.7 out of 5 from 75 ratings, while DayCheck by SpotOn averages 4.7 from 350 ratings.

### Do myFlexWallet or DayCheck by SpotOn have ads?

Neither myFlexWallet nor DayCheck by SpotOn shows ads.

### Which is updated more often, myFlexWallet or DayCheck by SpotOn?

myFlexWallet ships an update fortnightly, and DayCheck by SpotOn weekly. Most recently, myFlexWallet was updated on October 24, 2026 and DayCheck by SpotOn on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*