# myFlexWallet vs Poiiints

The clearest difference is monetization model: Poiiints at free against myFlexWallet's free with in-app purchases. Poiiints also leads on rating (5.0 vs 4.7) and review sentiment (100% vs 87%). myFlexWallet's advantage is ratings volume (74 vs 5) and iOS requirement (12.4 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Poiiints holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: myFlexWallet has 74 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 87% of myFlexWallet's written reviews are positive against 100% of Poiiints's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 3, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | myFlexWallet | Poiiints |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (74 ratings)](https://appshunter.io/ios/app/myflexwallet/id6463643352/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/poiiints/id6760567550/reviews)** |
| Number of ratings | **74** | 5 |
| Positive reviews | 87.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 23 MB | 36 MB |
| Requires iOS | **12.4** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [OneSource Virtual, Inc.](https://appshunter.io/developer/1658010482) | [Eann McKasson](https://appshunter.io/developer/1885033025) |

## What reviewers say

### myFlexWallet

[App page](https://appshunter.io/ios/app/myflexwallet/id6463643352)

Manage your finances with ultimate flexibility. View pay slips, track time, and transfer earned wages to your payroll card or bank account instantly or next day. Securely access your financial information with advanced authentication.

**Highlights:** View pay slip details, Track time worked, Flexible wage access, Instant wage transfers, Secure authentication

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 💰 Access to wages before payday
- 📊 Clear paycheck breakdown
- 🏦 HSA balance visibility
- 💼 All financial info in one place

**What reviewers complain about**

- ⚠️ Potential for addiction/unhealthy use
- 🐛 Login issues (invalid credentials)
- 🐛 App crashes on sign up
- 🐛 Double face scan sometimes
- 🐛 Misinformation regarding borrowed money repayment

**Reported bugs**

- Cannot login due to invalid credentials
- App crashes every time on sign up
- App crashes on sign up
- Double face scan when opening the app sometimes
- Misinformation about repayment of borrowed money leading to incorrect deductions

**Requested features**

- Ability to manage Workday pay elections directly through the app


### Poiiints

[App page](https://appshunter.io/ios/app/poiiints/id6760567550)

This app helps you earn more rewards by analyzing your spending and recommending the best credit cards for your purchases. It securely connects to your bank accounts to track your portfolio's reward performance and identify missed opportunities.

**Highlights:** Maximize credit card rewards automatically, Personalized card recommendations, Analyze spending by category, Track portfolio reward performance, Identify missed rewards opportunities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myFlexWallet free?

myFlexWallet is free to download, with no in-app purchases.

### Is Poiiints free?

Poiiints is free to download, with no in-app purchases.

### Which has better reviews, myFlexWallet or Poiiints?

Poiiints is rated higher. myFlexWallet averages 4.7 out of 5 from 74 ratings, while Poiiints averages 5.0 from 5 ratings.

### Do myFlexWallet or Poiiints have ads?

Neither myFlexWallet nor Poiiints shows ads.

### Which is updated more often, myFlexWallet or Poiiints?

myFlexWallet ships an update fortnightly, and Poiiints fortnightly. Most recently, myFlexWallet was updated on October 3, 2026 and Poiiints on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*