# Cashew vs zero

The clearest difference is rating: Cashew at 4.9 against zero's 3.3. Cashew also leads on review sentiment (97% vs 67%) and ratings volume (508 vs 3). zero's advantage is in-app purchases (none vs 3) and iOS requirement (15.1 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month. zero asks for nothing beyond the download.

Cashew holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: Cashew has 508 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 97% of Cashew's written reviews are positive against 67% of zero's.

Cashew ships an update every 3 weeks, zero every 2 weeks. The most recent releases landed on September 24, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Cashew | zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (508 ratings)](https://appshunter.io/ios/app/cashewexpense-budget-tracker/id6463662930/reviews)** | [3.3 (3 ratings)](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews) |
| Number of ratings | **508** | 3 |
| Positive reviews | **97.5% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 100 MB | 31 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [James Kokoska](https://appshunter.io/developer/1704737685) | [Lossless Protocols](https://appshunter.io/developer/1879507198) |

## What reviewers say

### Cashew

[App page](https://appshunter.io/ios/app/cashewexpense-budget-tracker/id6463662930)

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

**Highlights:** Flexible budgeting (monthly, weekly, custom), Visual spending reports (pie charts, bar graphs), Subscription and recurring transaction tracking, Personalized interface (dark mode, accent colors), Multi-currency support with conversion rates, Timely reminders for transactions

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashew Pro Monthly | $1.49 | per month |
| Cashew Pro Yearly | $11.99 | per year |
| Cashew Pro Lifetime | $19.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 👍 Sleek and intuitive interface
- 💡 Customizable budgets and categories
- 🚀 Smooth performance
- 👍 Helpful visualizations and analytics

**What reviewers complain about**

- 🐛 Occasional sync issues between devices
- 💡 Lack of bank/account integration
- 💡 Missing calendar view
- 🐛 Laggy animations when adding transactions

**Reported bugs**

- Recurring transactions not generating properly
- Inconsistent behavior when configuring past installments

**Requested features**

- Add widgets for quick access
- Implement shared budgets and family access
- Improve recurring transaction management
- Export data to Excel/CSV


### zero

[App page](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225)

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

**Highlights:** Offline expense tracking, No account required, Track money owed and lent, Customizable categories, Visual spending reports, Data export and import, Privacy-focused local storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cashew free?

Cashew is free to download, with in-app purchases available.

### Is zero free?

zero is free to download, with no in-app purchases.

### Which has better reviews, Cashew or zero?

Cashew is rated higher. Cashew averages 4.9 out of 5 from 508 ratings, while zero averages 3.3 from 3 ratings.

### Do Cashew or zero have ads?

Neither Cashew nor zero shows ads.

### Which is updated more often, Cashew or zero?

Cashew ships an update every 3 weeks, and zero every 2 weeks. Most recently, Cashew was updated on September 24, 2026 and zero on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*