# Cashew vs Actuali

The clearest difference is in-app purchases: Actuali at none against Cashew's 3. Cashew's advantage is ratings volume (540 vs 23). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month. Actuali asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Cashew against 5.0 for Actuali. That said, the two scores are not equally well evidenced: Cashew has 540 ratings behind it against 23, so its average is the more settled of the two. Written reviews are what separate them: 98% of Cashew's written reviews are positive against 100% of Actuali's.

Cashew ships an update every 3 weeks, Actuali every 10 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Cashew | Actuali |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (540 ratings)](https://appshunter.io/ios/app/cashewexpense-budget-tracker/id6463662930/reviews) | **[5.0 (23 ratings)](https://appshunter.io/ios/app/actuali/id6764063765/reviews)** |
| Number of ratings | **540** | 23 |
| Positive reviews | 97.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 103 MB | 20 MB |
| Requires iOS | 18.0 | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [James Kokoska](https://appshunter.io/developer/1704737685) | [Matthew Farrell](https://appshunter.io/developer/1872851717) |

## What reviewers say

### Cashew

[App page](https://appshunter.io/ios/app/cashewexpense-budget-tracker/id6463662930)

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

**Highlights:** Flexible budgeting (monthly, weekly, custom), Visual spending reports (pie charts, bar graphs), Subscription and recurring transaction tracking, Personalized interface (dark mode, accent colors), Multi-currency support with conversion rates, Timely reminders for transactions

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashew Pro Monthly | $1.49 | per month |
| Cashew Pro Yearly | $11.99 | per year |
| Cashew Pro Lifetime | $19.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 👍 Sleek and intuitive interface
- 💡 Customizable budgets and categories
- 🚀 Smooth performance
- 👍 Helpful visualizations and analytics

**What reviewers complain about**

- 🐛 Occasional sync issues between devices
- 💡 Lack of bank/account integration
- 💡 Missing calendar view
- 🐛 Laggy animations when adding transactions

**Reported bugs**

- Recurring transactions not generating properly
- Inconsistent behavior when configuring past installments

**Requested features**

- Add widgets for quick access
- Implement shared budgets and family access
- Improve recurring transaction management
- Export data to Excel/CSV


### Actuali

[App page](https://appshunter.io/ios/app/actuali/id6764063765)

Manage your personal finances on the go with this native iOS client for a self-hosted budgeting app. Track expenses, view account balances, and generate reports directly from your iPhone, even offline. Syncs seamlessly with your existing server.

**Highlights:** Budget at a glance, Category budgeting, Log expenses, deposits, transfers, Net worth and spending reports, Offline functionality, Light & Dark mode

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cashew free?

Cashew is free to download, with in-app purchases available.

### Is Actuali free?

Actuali is free to download, with no in-app purchases.

### Which has better reviews, Cashew or Actuali?

Actuali is rated higher. Cashew averages 4.9 out of 5 from 540 ratings, while Actuali averages 5.0 from 23 ratings.

### Do Cashew or Actuali have ads?

Neither Cashew nor Actuali shows ads.

### Which is updated more often, Cashew or Actuali?

Cashew ships an update every 3 weeks, and Actuali every 10 days. Most recently, Cashew was updated on November 3, 2026 and Actuali on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*