# Borrow Backs Merchant vs Invoice Mama

The clearest difference is in-app purchases: Borrow Backs Merchant at none against Invoice Mama's 2. Borrow Backs Merchant also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Invoice Mama sells 2 in-app purchases, starting at $12.99 per month. Borrow Backs Merchant asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 21, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Borrow Backs Merchant | Invoice Mama |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/invoice-mama-invoice-maker/id6759817325/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 95 MB | 44 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Borrow Backs LLC](https://appshunter.io/developer/1606768824) | [Southern East Inc.](https://appshunter.io/developer/1880898499) |

## What reviewers say

### Borrow Backs Merchant

[App page](https://appshunter.io/ios/app/borrow-backs-merchant/id6463803705)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Invoice Mama

[App page](https://appshunter.io/ios/app/invoice-mama-invoice-maker/id6759817325)

Quickly create invoices, estimates, and receipts on your phone. Designed for freelancers and small businesses, it simplifies billing with features like one-tap conversion from estimates to invoices and automated tax calculations. Get paid faster with a clear payment status dashboard.

**Highlights:** One-tap estimate to invoice conversion, Branded invoices with logo and signature, Payment status dashboard, Automated tax calculations, Client and service memory, Free plan available

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $12.99 | per month |
| Premium Yearly | $79.99 | per year |


## Frequently asked questions

### Is Borrow Backs Merchant free?

Borrow Backs Merchant is free to download, with no in-app purchases.

### Is Invoice Mama free?

Invoice Mama is free to download, with in-app purchases available.

### Do Borrow Backs Merchant or Invoice Mama have ads?

Invoice Mama shows ads; Borrow Backs Merchant does not.

### Which is updated more often, Borrow Backs Merchant or Invoice Mama?

Borrow Backs Merchant ships an update every 3 weeks, and Invoice Mama every 3 weeks. Most recently, Borrow Backs Merchant was updated on October 21, 2026 and Invoice Mama on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*