# Budget Tracker vs Spendwise

The clearest difference is price: Budget Tracker at Free against Spendwise's $0.99. Budget Tracker also leads on iOS requirement (15.0 vs 17.0). Spendwise's advantage is in-app purchases (none vs 3) and update cadence (fortnightly vs every 5 weeks). On ads and device support there is nothing between them.

Budget Tracker is free to download; Spendwise costs $0.99 up front. Budget Tracker sells 3 in-app purchases, starting at $1.49 per month. Spendwise asks for nothing beyond the download.

Budget Tracker ships an update every 5 weeks, Spendwise fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Budget Tracker | Spendwise |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/budget-tracker-money-manager/id6463956077/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Freemium | — |
| Size | 150 MB | 3 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Planning Technologies LLC](https://appshunter.io/developer/1618240887) | [WizEyes Tech](https://appshunter.io/developer/1439521845) |

## What reviewers say

### Budget Tracker

[App page](https://appshunter.io/ios/app/budget-tracker-money-manager/id6463956077)

Effortlessly control your finances with this intuitive app. Track income and expenses, plan budgets, monitor financial goals, and make informed decisions. It offers currency support, robust security, and data backup for peace of mind.

**Highlights:** Real-time expense and income tracking, Multi-currency support, Password-protected app locking, Secure data encryption and storage, Data backup and restore functionality, Financial goal monitoring

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access for a Month | $1.49 | per month |
| Full Access for a Year | $11.99 | per year |
| Full Access Forever | $24.99 | one-time |


### Spendwise

[App page](https://appshunter.io/ios/app/spendwise-expense-tracker/id6477726440)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Tracker free?

Budget Tracker is free to download, with in-app purchases available.

### Is Spendwise free?

Spendwise costs $0.99, with no in-app purchases.

### Do Budget Tracker or Spendwise have ads?

Neither Budget Tracker nor Spendwise shows ads.

### Which is updated more often, Budget Tracker or Spendwise?

Budget Tracker ships an update every 5 weeks, and Spendwise fortnightly. Most recently, Budget Tracker was updated on November 3, 2026 and Spendwise on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*