# CreditVana vs Scotage

The clearest difference is in-app purchases: Scotage at none against CreditVana's 4. CreditVana's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. CreditVana sells 4 in-app purchases, starting at $7.99 per month. Scotage asks for nothing beyond the download.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 3, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | CreditVana | Scotage |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (189 ratings)](https://appshunter.io/ios/app/creditvana/id6464203782/reviews)** | — |
| Number of ratings | **189** | — |
| Positive reviews | 98.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | — |
| Size | 64 MB | 21 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 9+ |
| Developer | [CreditVana](https://appshunter.io/developer/1498195587) | [LEA WARD](https://appshunter.io/developer/6803450084) |

## What reviewers say

### CreditVana

[App page](https://appshunter.io/ios/app/creditvana/id6464203782)

Monitor your credit from all three major bureaus, protect your identity with continuous dark web surveillance, and receive personalized AI coaching to improve your credit score. Access financial offers designed to build your credit responsibly.

**Highlights:** 3-bureau credit score and report access, AI-powered personalized credit coaching, 24/7 identity theft and dark web monitoring, Real-time credit score change alerts, Credit builder financial offers, Bank-grade encryption for data security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Credit Vana | $7.99 | per month |
| CreditVana Pro | $19.99 | per month |
| CreditVana Premium Annual | $76.90 | per year |
| CreditVana Pro Annual | $191.99 | per year |

**What reviewers like**

- 👍 Best free credit score app
- 👍 Beats Credit Karma
- 👍 Beats Nerdwallet
- 👍 Beats Credit Sesame
- 👍 Real credit scores

**What reviewers complain about**

- 🐛 Pulls only one credit score
- 🐛 Credit score not accurate
- 🐛 Auto-applied for credit card without permission
- 🐛 Minor glitches may occur

**Reported bugs**

- Fake & Identity Stealer
- Auto applied for a credit card in my name without permission

**Requested features**

- Could use a few more features


### Scotage

[App page](https://appshunter.io/ios/app/scotage/id6815277002)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CreditVana free?

CreditVana is free to download, with in-app purchases available.

### Is Scotage free?

Scotage is free to download, with no in-app purchases.

### Do CreditVana or Scotage have ads?

Neither CreditVana nor Scotage shows ads.

### Which is updated more often, CreditVana or Scotage?

CreditVana ships an update weekly, and Scotage weekly. Most recently, CreditVana was updated on November 3, 2026 and Scotage on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*