# bPAYd vs Pagarva

The clearest difference is iOS requirement: bPAYd at 13.0 against Pagarva's 18.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for bPAYd against 5.0 for Pagarva. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

bPAYd ships an update every 5 weeks, Pagarva every 3 weeks. The most recent releases landed on September 9, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | bPAYd | Pagarva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/bpayd/id6464449639/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/pagarva/id6466799666/reviews) |
| Number of ratings | **4** | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 70 MB | 108 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [Blackstone Merchant Services](https://appshunter.io/developer/646490089) | [PAGARVA INC](https://appshunter.io/developer/1707822313) |

## What reviewers say

### bPAYd

[App page](https://appshunter.io/ios/app/bpayd/id6464449639)

This app streamlines business finances by offering seamless credit card processing, invoice management, and recurring payment options. It provides detailed reports, customer management, and cashier supervision for enhanced business operations.

**Highlights:** Credit card processing, Invoice management, Recurring payments, Customer management, Detailed reports, Payment links

**Features:** Vision Pro support

**In-app purchases:** none


### Pagarva

[App page](https://appshunter.io/ios/app/pagarva/id6466799666)

This app streamlines payment acceptance for micro-businesses in America, offering instant deposits and supporting a wide range of payment methods. It provides a professional solution without the complexity of enterprise tools or the informality of personal apps.

**Highlights:** Accept payments from multiple methods, Instant deposits to bank account, Professional interface for micro-businesses, Customer or business pays transaction fees, Multilingual support, Organized income tracking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is bPAYd free?

bPAYd is free to download, with no in-app purchases.

### Is Pagarva free?

Pagarva is free to download, with no in-app purchases.

### Which has better reviews, bPAYd or Pagarva?

bPAYd and Pagarva are both rated 5.0 out of 5 on the App Store, from 4 and 3 ratings respectively.

### Do bPAYd or Pagarva have ads?

Neither bPAYd nor Pagarva shows ads.

### Which is updated more often, bPAYd or Pagarva?

bPAYd ships an update every 5 weeks, and Pagarva every 3 weeks. Most recently, bPAYd was updated on September 9, 2026 and Pagarva on September 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*