# IB CAP vs Phajot

The clearest difference is update cadence: Phajot at every 11 days against IB CAP's every 3 months. IB CAP's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IB CAP ships an update every 3 months, Phajot every 11 days. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | IB CAP | Phajot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ib-cap/id6465068853/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 11 days** |
| Monetization | Free | — |
| Size | 64 MB | 10 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Indochina Bank Ltd.](https://appshunter.io/developer/1538710458) | [Winnity Sole Co., Ltd](https://appshunter.io/developer/6811274770) |

## What reviewers say

### IB CAP

[App page](https://appshunter.io/ios/app/ib-cap/id6465068853)

Manage corporate banking transactions securely from anywhere. Review account balances, transfer funds, pay bills, and recharge mobile services. Supports multiple users and company subsidiaries.

**Highlights:** Account management, Fund transfers, Bill payments, Mobile recharge, Payroll uploads, Multi-user support

**Features:** macOS Compatibility

**In-app purchases:** none


### Phajot

[App page](https://appshunter.io/ios/app/phajot/id6811274768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IB CAP free?

IB CAP is free to download, with no in-app purchases.

### Is Phajot free?

Phajot is free to download, with no in-app purchases.

### Do IB CAP or Phajot have ads?

Neither IB CAP nor Phajot shows ads.

### Which is updated more often, IB CAP or Phajot?

IB CAP ships an update every 3 months, and Phajot every 11 days. Most recently, IB CAP was updated on October 16, 2026 and Phajot on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*