# My CBC App vs SMDC Mobile App

The clearest difference is review sentiment: My CBC App at 29% against SMDC Mobile App's 3%. My CBC App also leads on rating (3.2 vs 2.9). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My CBC App holds the better App Store score, 3.2 against 2.9. Both are backed by a comparable volume of ratings — 19 and 11 respectively. Written reviews point the same way: 29% of My CBC App's written reviews are positive against 3% of SMDC Mobile App's.

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | My CBC App | SMDC Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (19 ratings)](https://appshunter.io/ios/app/my-cbc-app/id6465135914/reviews)** | [2.9 (11 ratings)](https://appshunter.io/ios/app/smdc-mobile-app/id6578426151/reviews) |
| Number of ratings | **19** | 11 |
| Positive reviews | **28.6% of reviews** | 3.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 420 MB | 35 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [China Banking Corporation](https://appshunter.io/developer/620243110) | [BayaniPay](https://appshunter.io/developer/1721671799) |

## What reviewers say

### My CBC App

[App page](https://appshunter.io/ios/app/my-cbc-app/id6465135914)

Manage your banking needs with this app, offering seamless transactions, account management, and secure payments. Open new accounts, deposit checks, and send remittances conveniently from your device.

**Highlights:** Online account application, Account management and eStatements, Money transfers (local and InstaPay/PESONet), Bill payments with recurring options, QR code payments and generation, Mobile check deposit with status tracking, Remittance services, Biometric and passcode security

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### SMDC Mobile App

[App page](https://appshunter.io/ios/app/smdc-mobile-app/id6578426151)

Manage and pay your SMDC property dues conveniently through a single, user-friendly application. Settle various fees, including reservation fees, down payments, and real property taxes, using a wide array of payment methods. Enjoy secure transactions and access your payment history with ease.

**Highlights:** Easy property enrollment (up to 15 properties), Convenient payment of reservation fees, down payments, and taxes, Multiple payment methods (credit/debit card, Maya, BayaniPay, QRPh), Secure and verified transactions, Detailed transaction history and receipt generation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My CBC App free?

My CBC App is free to download, with no in-app purchases.

### Is SMDC Mobile App free?

SMDC Mobile App is free to download, with no in-app purchases.

### Which has better reviews, My CBC App or SMDC Mobile App?

My CBC App is rated higher. My CBC App averages 3.2 out of 5 from 19 ratings, while SMDC Mobile App averages 2.9 from 11 ratings.

### Do My CBC App or SMDC Mobile App have ads?

Neither My CBC App nor SMDC Mobile App shows ads.

### Which is updated more often, My CBC App or SMDC Mobile App?

My CBC App ships an update every 2 weeks, and SMDC Mobile App every 2 weeks. Most recently, My CBC App was updated on October 24, 2026 and SMDC Mobile App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*