# Tiro vs payabl.

The clearest difference is in-app purchases: payabl. at none against Tiro's 2. payabl. also leads on update cadence (fortnightly vs every 6 weeks). Tiro's advantage is iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Tiro sells 2 in-app purchases, starting at $0.99 per year. payabl. asks for nothing beyond the download.

Tiro ships an update every 6 weeks, payabl. fortnightly. The most recent releases landed on September 25, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Tiro | payabl. |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 53 MB | 44 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Tiro](https://appshunter.io/developer/1704130966) | [PAYABL. CY LIMITED](https://appshunter.io/developer/1804856916) |

## What reviewers say

### Tiro

[App page](https://appshunter.io/ios/app/tiro/id6465292240)

This app facilitates secure and discreet over-the-phone payments and information sharing. It stores payment card and ID details using encryption, then uses text-to-speech and touch-tone technology for quick sharing during calls.

**Highlights:** Securely store payment card details, Store personal ID documents, Encrypted data storage, Text-to-speech sharing, Touch-tone technology for sharing, Discreet information sharing during calls

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tiro Plus (Yearly) | $0.99 | per year |
| Tiro Plus (Monthly) | $1.99 | per month |


### payabl.

[App page](https://appshunter.io/ios/app/payabl/id6743836626)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Tiro free?

Tiro is free to download, with in-app purchases available.

### Is payabl. free?

payabl. is free to download, with no in-app purchases.

### Do Tiro or payabl. have ads?

Neither Tiro nor payabl. shows ads.

### Which is updated more often, Tiro or payabl.?

Tiro ships an update every 6 weeks, and payabl. fortnightly. Most recently, Tiro was updated on September 25, 2026 and payabl. on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*