# Tiro vs PayOnTime

The clearest difference is in-app purchases: PayOnTime at none against Tiro's 2. PayOnTime also leads on update cadence (every 4 days vs every 6 weeks). Tiro's advantage is iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.

Both are free to download. Tiro sells 2 in-app purchases, starting at $0.99 per year. PayOnTime asks for nothing beyond the download.

Tiro ships an update every 6 weeks, PayOnTime every 4 days. The most recent releases landed on October 11, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Tiro | PayOnTime |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Monetization | Free with in-app purchases | — |
| Size | 53 MB | 65 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Tiro](https://appshunter.io/developer/1704130966) | [Pay On Time](https://appshunter.io/developer/1869363260) |

## What reviewers say

### Tiro

[App page](https://appshunter.io/ios/app/tiro/id6465292240)

This app facilitates secure and discreet over-the-phone payments and information sharing. It stores payment card and ID details using encryption, then uses text-to-speech and touch-tone technology for quick sharing during calls.

**Highlights:** Securely store payment card details, Store personal ID documents, Encrypted data storage, Text-to-speech sharing, Touch-tone technology for sharing, Discreet information sharing during calls

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tiro Plus (Yearly) | $0.99 | per year |
| Tiro Plus (Monthly) | $1.99 | per month |


### PayOnTime

[App page](https://appshunter.io/ios/app/payontime/id6757865255)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tiro free?

Tiro is free to download, with in-app purchases available.

### Is PayOnTime free?

PayOnTime is free to download, with no in-app purchases.

### Do Tiro or PayOnTime have ads?

Neither Tiro nor PayOnTime shows ads.

### Which is updated more often, Tiro or PayOnTime?

Tiro ships an update every 6 weeks, and PayOnTime every 4 days. Most recently, Tiro was updated on October 11, 2026 and PayOnTime on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*