# Оплати.Детский vs Искра | БНБ

The clearest difference is review sentiment: Оплати.Детский at 75% against Искра | БНБ's 15%. Оплати.Детский also leads on rating (4.1 vs 2.0) and monetization model (free vs ad-supported). Искра | БНБ's advantage is update cadence (every 3 weeks vs every 5 months) and ratings volume (41 vs 7). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Оплати.Детский holds the better App Store score, 4.1 against 2.0. That said, the two scores are not equally well evidenced: Искра | БНБ has 41 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 75% of Оплати.Детский's written reviews are positive against 15% of Искра | БНБ's.

Оплати.Детский ships an update every 5 months, Искра | БНБ every 3 weeks. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Оплати.Детский | Искра | БНБ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (7 ratings)](https://appshunter.io/ios/app/id6465894280/reviews)** | [2.0 (41 ratings)](https://appshunter.io/ios/app/id6480586304/reviews) |
| Number of ratings | 7 | **41** |
| Positive reviews | **75.0% of reviews** | 14.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 136 MB | 353 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [OOO OPLATI](https://appshunter.io/developer/1676918567) | [BNB-BANK, OAO](https://appshunter.io/developer/1378927320) |

## What reviewers say

### Оплати.Детский

[App page](https://appshunter.io/ios/app/id6465894280)

This app allows parents to create and manage a digital wallet for their children. Kids can use it to make QR-code payments at partner stores and access their student ID, all under parental financial control and limits.

**Highlights:** Create and manage child's digital wallet, QR-code payments at partner stores, Add student ID for school payments, Parental control over transactions, Set spending limits and view statements, Develop financial literacy

**In-app purchases:** none


### Искра | БНБ

[App page](https://appshunter.io/ios/app/id6480586304)

Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.

**Highlights:** Open cards, accounts, and deposits, Make payments and transfers, Exchange currency at favorable rates, Manage accounts and cards, Apply for and pay off loans, Track finances with statements and history, Get online consultations 24/7

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Оплати.Детский free?

Оплати.Детский is free to download, with no in-app purchases.

### Is Искра | БНБ free?

Искра | БНБ is free to download, with no in-app purchases.

### Which has better reviews, Оплати.Детский or Искра | БНБ?

Оплати.Детский is rated higher. Оплати.Детский averages 4.1 out of 5 from 7 ratings, while Искра | БНБ averages 2.0 from 41 ratings.

### Do Оплати.Детский or Искра | БНБ have ads?

Neither Оплати.Детский nor Искра | БНБ shows ads.

### Which is updated more often, Оплати.Детский or Искра | БНБ?

Оплати.Детский ships an update every 5 months, and Искра | БНБ every 3 weeks. Most recently, Оплати.Детский was updated on October 7, 2026 and Искра | БНБ on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
