# Ditch vs Budgit App

The clearest difference is ads: Budgit App at none against Ditch's shown. Budgit App also leads on review sentiment (100% vs 67%) and update cadence (every 4 days vs every 8 days). Ditch's advantage is ratings volume (4.1K vs 16) and chart position (#13 vs unranked). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Ditch sells 13 in-app purchases, starting at $5.99 per month and Budgit App sells 1 in-app purchase, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Ditch against 4.9 for Budgit App. That said, the two scores are not equally well evidenced: Ditch has 4.1K ratings behind it against 16, so its average is the more settled of the two. Written reviews are what separate them: 67% of Ditch's written reviews are positive against 100% of Budgit App's.

Ditch ships an update every 8 days, Budgit App every 4 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Ditch | Budgit App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.1K ratings)](https://appshunter.io/ios/app/ditch-pay-off-debt-faster/id6466198208/reviews) | **[4.9 (16 ratings)](https://appshunter.io/ios/app/budgit-app/id6745227970/reviews)** |
| Number of ratings | **4.1K** | 16 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 8 days | **Every 4 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#13** | — |
| Size | 77 MB | 30 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 12+ |
| Developer | [Ditch Technologies](https://appshunter.io/developer/1637767530) | [Jared Hilton](https://appshunter.io/developer/1811405182) |

## What reviewers say

### Ditch

[App page](https://appshunter.io/ios/app/ditch-pay-off-debt-faster/id6466198208)

**Currently charting:** #13 Top Grossing · Finance, #203 Top Free · Finance (US App Store)

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

**Highlights:** Automated purchase roundups to debt, Smart debt tracking and progress visualization, AI financial assistant for insights, Debt-friendly budgeting tools, Personalized recommendations

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ditch: Monthly | $5.99 | per month |
| Ditch | $5.99 | per month |
| Ditch | $8.99 | per month |
| Ditch | $8.99 | per month |
| Ditch | $12.99 | per month |
| Ditch | $14.99 | per month |
| Ditch: 6 Months | $29.99 | per 6 months |
| Ditch: 12 Months | $44.99 | per year |
| Ditch | $49.99 | per year |
| Ditch | $79.99 | per year |
| Ditch | $89.99 | per year |
| Ditch | $89.99 | per year |
| Ditch | $99.99 | per year |


### Budgit App

[App page](https://appshunter.io/ios/app/budgit-app/id6745227970)

Organize your finances effortlessly with real-time spending tracking and automated budget adjustments. Connect bank accounts, categorize transactions, and receive timely alerts to stay on track with your financial goals. Prioritizes privacy and security with bank-level encryption.

**Highlights:** Real-time spending organization, Automated budget adjustments, Bank account connection, Automatic transaction categorization, Timely alerts and spending insights, Password-free sign-in with PIN verification

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Founding Member | $14.99 | per month |


## Frequently asked questions

### Is Ditch free?

Ditch is free to download, with in-app purchases available.

### Is Budgit App free?

Budgit App is free to download, with in-app purchases available.

### Which has better reviews, Ditch or Budgit App?

Budgit App is rated higher. Ditch averages 4.8 out of 5 from 4.1K ratings, while Budgit App averages 4.9 from 16 ratings.

### Do Ditch or Budgit App have ads?

Ditch shows ads; Budgit App does not.

### Which is updated more often, Ditch or Budgit App?

Ditch ships an update every 8 days, and Budgit App every 4 days. Most recently, Ditch was updated on October 25, 2026 and Budgit App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*