# Sunrate vs e.PN

The clearest difference is review sentiment: e.PN at 81% against Sunrate's 0%. e.PN also leads on rating (4.6 vs 2.3) and update cadence (every 9 days vs every 3 months). Sunrate's advantage is iOS requirement (15.1 vs 17). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

e.PN holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: e.PN has 73 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of Sunrate's written reviews are positive against 81% of e.PN's.

Sunrate ships an update every 3 months, e.PN every 9 days. The most recent releases landed on September 30, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Sunrate | e.PN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/sunrate/id6466269482/reviews) | **[4.6 (73 ratings)](https://appshunter.io/ios/app/epn-virtual-cards/id6504874959/reviews)** |
| Number of ratings | 3 | **73** |
| Positive reviews | 0.0% of reviews | **81.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 9 days** |
| Monetization | Free | Free |
| Size | 193 MB | 153 MB |
| Requires iOS | **15.1** | 17 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Sunrate Pte. Ltd.](https://appshunter.io/developer/1707144531) | [Digital Waves LTD](https://appshunter.io/developer/1844813064) |

## What reviewers say

### Sunrate

[App page](https://appshunter.io/ios/app/sunrate/id6466269482)

This platform facilitates global business payments, offering international money transfers, commercial card management, and global collection services. It empowers businesses to operate and scale internationally with a cutting-edge platform and extensive network.

**Highlights:** International payments in 130+ currencies, Coverage in 190+ countries, Commercial card management, Global collection services, Real-time transaction statements, API integration

**Features:** Apple Wallet

**In-app purchases:** none


### e.PN

[App page](https://appshunter.io/ios/app/epn-virtual-cards/id6504874959)

Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.

**Highlights:** Virtual cards from international banks, Pay for goods and services, No restrictions or blocks, Issue multiple cards, Transfer funds between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and simple card issuance
- 💰 Favorable tariffs and competitive rates
- 💬 Responsive and helpful support
- 💳 Multiple virtual cards for different purposes

**What reviewers complain about**

- ⚠️ Misleading information about minimum deposit
- 💸 High commissions and hidden fees
- ❓ Dynamic commission changes make calculation difficult
- 😞 Support team initially unhelpful
- 🚫 Potential for account blocking

**Reported bugs**

- Funds not credited after deposit
- App not working on phone
- Payment declines for subscriptions
- Support provides copy-paste replies
- Lost money on fees and top-up with unusable card

**Requested features**

- More details from original website, including FAQ section


## Frequently asked questions

### Is Sunrate free?

Sunrate is free to download, with no in-app purchases.

### Is e.PN free?

e.PN is free to download, with no in-app purchases.

### Which has better reviews, Sunrate or e.PN?

e.PN is rated higher. Sunrate averages 2.3 out of 5 from 3 ratings, while e.PN averages 4.6 from 73 ratings.

### Do Sunrate or e.PN have ads?

Neither Sunrate nor e.PN shows ads.

### Which is updated more often, Sunrate or e.PN?

Sunrate ships an update every 3 months, and e.PN every 9 days. Most recently, Sunrate was updated on September 30, 2026 and e.PN on October 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*