# Sunrate vs UPay Wallet

The clearest difference is review sentiment: UPay Wallet at 55% against Sunrate's 0%. UPay Wallet also leads on rating (2.8 vs 2.3). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPay Wallet holds the better App Store score, 2.8 against 2.3. Both are backed by a comparable volume of ratings — 3 and 6 respectively. Written reviews point the same way: 0% of Sunrate's written reviews are positive against 55% of UPay Wallet's.

Sunrate ships an update every 3 months, UPay Wallet every 6 weeks. The most recent releases landed on September 30, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Sunrate | UPay Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/sunrate/id6466269482/reviews) | **[2.8 (6 ratings)](https://appshunter.io/ios/app/upay-wallet/id6745806643/reviews)** |
| Number of ratings | 3 | **6** |
| Positive reviews | 0.0% of reviews | **54.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 193 MB | 164 MB |
| Requires iOS | **15.1** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Sunrate Pte. Ltd.](https://appshunter.io/developer/1707144531) | [UPay Technology LTD.](https://appshunter.io/developer/1726104478) |

## What reviewers say

### Sunrate

[App page](https://appshunter.io/ios/app/sunrate/id6466269482)

This platform facilitates global business payments, offering international money transfers, commercial card management, and global collection services. It empowers businesses to operate and scale internationally with a cutting-edge platform and extensive network.

**Highlights:** International payments in 130+ currencies, Coverage in 190+ countries, Commercial card management, Global collection services, Real-time transaction statements, API integration

**Features:** Apple Wallet

**In-app purchases:** none


### UPay Wallet

[App page](https://appshunter.io/ios/app/upay-wallet/id6745806643)

This comprehensive digital finance platform merges cryptocurrency with traditional banking services. It offers a secure, intuitive Web3 wallet, multi-currency crypto cards, and global currency exchange. The app also provides flexible crypto finance solutions for financial growth and borderless remittance services.

**Highlights:** Web3 Wallet supporting major cryptocurrencies, Multi-currency crypto cards, Global currency exchange, Crypto-to-fiat conversion, Yield-generating crypto finance solutions, Borderless remittance service, Integration with Apple Pay and Google Pay

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sunrate free?

Sunrate is free to download, with no in-app purchases.

### Is UPay Wallet free?

UPay Wallet is free to download, with no in-app purchases.

### Which has better reviews, Sunrate or UPay Wallet?

UPay Wallet is rated higher. Sunrate averages 2.3 out of 5 from 3 ratings, while UPay Wallet averages 2.8 from 6 ratings.

### Do Sunrate or UPay Wallet have ads?

Neither Sunrate nor UPay Wallet shows ads.

### Which is updated more often, Sunrate or UPay Wallet?

Sunrate ships an update every 3 months, and UPay Wallet every 6 weeks. Most recently, Sunrate was updated on September 30, 2026 and UPay Wallet on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*