# Financial Insights vs Expense Tracker

The clearest difference is in-app purchases: Financial Insights at none against Expense Tracker's 2. Expense Tracker's advantage is update cadence (every 2 days vs every 9 months) and ratings volume (4 vs 1). On price, rating, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Financial Insights asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Financial Insights against 5.0 for Expense Tracker. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

Financial Insights ships an update every 9 months, Expense Tracker every 2 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Financial Insights | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/financial-insights/id6466364757/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/expense-tracker-penmo/id6748665643/reviews) |
| Number of ratings | 1 | **4** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 10 MB | 6 MB |
| Requires iOS | 18.0 | **17.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Floyd Thatcher](https://appshunter.io/developer/1606810236) | [Mohamed Abdelmagid](https://appshunter.io/developer/1794241343) |

## What reviewers say

### Financial Insights

[App page](https://appshunter.io/ios/app/financial-insights/id6466364757)

This app provides a clear, visual way to plan, track, and understand your finances without complex spreadsheets. It helps you manage income, expenses, savings, and net worth with intuitive tools like a visual calendar and goal planners.

**Highlights:** Visual calendar and cash flow planning, Income and expense breakdown by category, Smart savings goal planner, Emergency fund tracker, Net worth dashboard, Flexible time views (yearly, monthly, weekly)

**Features:** macOS Compatibility

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-penmo/id6748665643)

Effortlessly track expenses, manage budgets, and gain a clear overview of your finances. Visualize spending habits with insightful reports and manage recurring bills to achieve your financial goals.

**Highlights:** Effortless expense and income tracking, Customizable monthly budget planner, All-in-one money manager, Subscription and recurring bill tracker, Insightful financial reports with charts, Net worth tracking

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $4.99 | per month |
| Yearly Plan | $23.90 | per year |


## Frequently asked questions

### Is Financial Insights free?

Financial Insights is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Financial Insights or Expense Tracker?

Financial Insights and Expense Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.

### Do Financial Insights or Expense Tracker have ads?

Neither Financial Insights nor Expense Tracker shows ads.

### Which is updated more often, Financial Insights or Expense Tracker?

Financial Insights ships an update every 9 months, and Expense Tracker every 2 days. Most recently, Financial Insights was updated on October 24, 2026 and Expense Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*