# Envelope Budget vs MoneyVision

The clearest difference is monetization model: MoneyVision at freemium against Envelope Budget's subscription. MoneyVision also leads on rating (5.0 vs 4.6) and review sentiment (100% vs 90%). Envelope Budget's advantage is ratings volume (47 vs 2) and update cadence (every 4 days vs every 9 days). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Envelope Budget sells 5 in-app purchases, starting at $9.99 per month and MoneyVision sells 1 in-app purchase, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.

MoneyVision holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Envelope Budget has 47 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 90% of Envelope Budget's written reviews are positive against 100% of MoneyVision's.

Envelope Budget ships an update every 4 days, MoneyVision every 9 days. The most recent releases landed on October 27, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Envelope Budget | MoneyVision |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (47 ratings)](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/moneyvision-progress-widgets/id6692634092/reviews)** |
| Number of ratings | **47** | 2 |
| Positive reviews | 89.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 9 days |
| Monetization | Subscription | **Freemium** |
| Size | 45 MB | 3 MB |
| Requires iOS | 18.0 | **17.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | +4 |
| Developer | [Kualia, Inc.](https://appshunter.io/developer/1707407810) | [Timo Bechtel](https://appshunter.io/developer/1768754709) |

## What reviewers say

### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367)

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

**Highlights:** Envelope budgeting system, Unlimited spending categories, Track expenses, income, debt, and bills, Automatic bank syncing via Plaid, Net worth tracking, Spending trend reports

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kualia Pro Month | $9.99 | per month |
| Kualia Pro Monthly | $9.99 | per month |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Lifetime | $199.99 | one-time |


### MoneyVision

[App page](https://appshunter.io/ios/app/moneyvision-progress-widgets/id6692634092)

Visualize your financial aspirations and create actionable plans to achieve them. This app helps you track progress towards goals like saving for a house or retirement with customizable widgets and intelligent projections. Stay motivated with daily progress updates and notifications, all while keeping your data private and offline.

**Highlights:** Customizable progress widgets, Real-time goal achievement estimates, Intelligent financial projections, Monthly progress summaries, Progress notifications, Offline data storage, Adjustable for inflation and returns

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Subscription | $6.99 | per year |


## Frequently asked questions

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Is MoneyVision free?

MoneyVision is free to download, with in-app purchases available.

### Which has better reviews, Envelope Budget or MoneyVision?

MoneyVision is rated higher. Envelope Budget averages 4.6 out of 5 from 47 ratings, while MoneyVision averages 5.0 from 2 ratings.

### Do Envelope Budget or MoneyVision have ads?

Neither Envelope Budget nor MoneyVision shows ads.

### Which is updated more often, Envelope Budget or MoneyVision?

Envelope Budget ships an update every 4 days, and MoneyVision every 9 days. Most recently, Envelope Budget was updated on October 27, 2026 and MoneyVision on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*