# Envelope Budget vs BDGT Simple

The clearest difference is price: Envelope Budget at Free against BDGT Simple's $0.99. Envelope Budget also leads on ads (none vs shown) and update cadence (every 4 days vs every 2 weeks). BDGT Simple's advantage is in-app purchases (none vs 5) and device support (3 vs 1).

Envelope Budget is free to download; BDGT Simple costs $0.99 up front. Envelope Budget sells 5 in-app purchases, starting at $9.99 per month. BDGT Simple asks for nothing beyond the download.

Envelope Budget ships an update every 4 days, BDGT Simple every 2 weeks. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Envelope Budget | BDGT Simple |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.6 (47 ratings)](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367/reviews)** | — |
| Number of ratings | **47** | — |
| Positive reviews | 89.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Subscription | — |
| Size | 45 MB | 25 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kualia, Inc.](https://appshunter.io/developer/1707407810) | [Rival School](https://appshunter.io/developer/1793955786) |

## What reviewers say

### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367)

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

**Highlights:** Envelope budgeting system, Unlimited spending categories, Track expenses, income, debt, and bills, Automatic bank syncing via Plaid, Net worth tracking, Spending trend reports

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kualia Pro Month | $9.99 | per month |
| Kualia Pro Monthly | $9.99 | per month |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Lifetime | $199.99 | one-time |


### BDGT Simple

[App page](https://appshunter.io/ios/app/bdgt-simple/id6741378606)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Is BDGT Simple free?

BDGT Simple costs $0.99, with no in-app purchases.

### Do Envelope Budget or BDGT Simple have ads?

BDGT Simple shows ads; Envelope Budget does not.

### Which is updated more often, Envelope Budget or BDGT Simple?

Envelope Budget ships an update every 4 days, and BDGT Simple every 2 weeks. Most recently, Envelope Budget was updated on October 27, 2026 and BDGT Simple on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*