# Envelope Budget vs Allot

The clearest difference is review sentiment: Envelope Budget at 90% against Allot's 33%. Envelope Budget also leads on rating (4.6 vs 2.0) and update cadence (every 4 days vs every 3 weeks). Allot's advantage is monetization model (free with in-app purchases vs subscription) and iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Envelope Budget sells 5 in-app purchases, starting at $9.99 per month and Allot sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Envelope Budget holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: Envelope Budget has 47 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 90% of Envelope Budget's written reviews are positive against 33% of Allot's.

Envelope Budget ships an update every 4 days, Allot every 3 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Envelope Budget | Allot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (47 ratings)](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/allot-zero-based-budget/id6772062316/reviews) |
| Number of ratings | **47** | 1 |
| Positive reviews | **89.7% of reviews** | 33.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 45 MB | 40 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kualia, Inc.](https://appshunter.io/developer/1707407810) | [Stive Hassan](https://appshunter.io/developer/1793332962) |

## What reviewers say

### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367)

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

**Highlights:** Envelope budgeting system, Unlimited spending categories, Track expenses, income, debt, and bills, Automatic bank syncing via Plaid, Net worth tracking, Spending trend reports

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kualia Pro Month | $9.99 | per month |
| Kualia Pro Monthly | $9.99 | per month |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Lifetime | $199.99 | one-time |


### Allot

[App page](https://appshunter.io/ios/app/allot-zero-based-budget/id6772062316)

This app helps you manage your finances with a zero-based budgeting approach. It allows you to assign every dollar a job, track your net worth, and plan for financial goals without requiring bank logins or a recurring subscription.

**Highlights:** Zero-based budgeting, No bank login required, One-time purchase for all features, Family Sharing included, Goal setting and tracking, Debt-paydown planner, Recurring charge tracker

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Allot Pro | $11.99 | one-time |


## Frequently asked questions

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Is Allot free?

Allot is free to download, with in-app purchases available.

### Which has better reviews, Envelope Budget or Allot?

Envelope Budget is rated higher. Envelope Budget averages 4.6 out of 5 from 47 ratings, while Allot averages 2.0 from 1 ratings.

### Do Envelope Budget or Allot have ads?

Neither Envelope Budget nor Allot shows ads.

### Which is updated more often, Envelope Budget or Allot?

Envelope Budget ships an update every 4 days, and Allot every 3 weeks. Most recently, Envelope Budget was updated on October 27, 2026 and Allot on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*