# Total Expert vs Optimal Blue

The clearest difference is ratings volume: Optimal Blue at 196 against Total Expert's 1. Total Expert's advantage is iOS requirement (15.1 vs 18.6). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Total Expert against 4.9 for Optimal Blue. That said, the two scores are not equally well evidenced: Optimal Blue has 196 ratings behind it against 1, so its average is the more settled of the two.

Total Expert ships an update every 2 weeks, Optimal Blue monthly. The most recent releases landed on September 16, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Total Expert | Optimal Blue |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/total-expert/id6466641419/reviews)** | [4.9 (196 ratings)](https://appshunter.io/ios/app/optimal-blue-ppe/id6469644596/reviews) |
| Number of ratings | 1 | **196** |
| Positive reviews | — | 80.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 98 MB | 36 MB |
| Requires iOS | **15.1** | 18.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Total Expert, Inc.](https://appshunter.io/developer/1625479504) | [Optimal Blue LLC](https://appshunter.io/developer/819598914) |

## What reviewers say

### Total Expert

[App page](https://appshunter.io/ios/app/total-expert/id6466641419)

This app provides loan officers with a secure mobile platform for real-time SMS messaging, contact management, and task organization. It helps financial professionals build trust and grow relationships with borrowers through seamless communication and efficient workflow management, even when away from their desks.

**Highlights:** Real-time SMS messaging, Contact search, Task management, Note logging, Push notifications, Secure login with biometrics

**Features:** macOS Compatibility

**In-app purchases:** none


### Optimal Blue

[App page](https://appshunter.io/ios/app/optimal-blue-ppe/id6469644596)

Access a comprehensive mortgage pricing and product engine on your mobile device. Track market indices, receive real-time updates, and generate instant, accurate loan quotes. Ideal for mortgage professionals needing on-the-go access to pricing data and scenario analysis.

**Highlights:** Mortgage product, pricing, and eligibility engine, Track mortgage market indices (OBMMI™), Receive push notifications for updates, Price scenarios and save favorites, Automatic scenario refresh, Access full pricing inputs and custom fields, View eligible and ineligible products with reasons

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is Total Expert free?

Total Expert is free to download, with no in-app purchases.

### Is Optimal Blue free?

Optimal Blue is free to download, with no in-app purchases.

### Which has better reviews, Total Expert or Optimal Blue?

Total Expert is rated higher. Total Expert averages 5.0 out of 5 from 1 ratings, while Optimal Blue averages 4.9 from 196 ratings.

### Do Total Expert or Optimal Blue have ads?

Neither Total Expert nor Optimal Blue shows ads.

### Which is updated more often, Total Expert or Optimal Blue?

Total Expert ships an update every 2 weeks, and Optimal Blue monthly. Most recently, Total Expert was updated on September 16, 2026 and Optimal Blue on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*