# THPay vs Mipay

The clearest difference is review sentiment: THPay at 83% against Mipay's 0%. THPay also leads on rating (4.4 vs 2.7) and update cadence (every 3 weeks vs every 5 months). Mipay's advantage is iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

THPay holds the better App Store score, 4.4 against 2.7. Both are backed by a comparable volume of ratings — 14 and 11 respectively. Written reviews point the same way: 83% of THPay's written reviews are positive against 0% of Mipay's.

THPay ships an update every 3 weeks, Mipay every 5 months. The most recent releases landed on September 11, 2026 and June 8, 2026 respectively.

## The numbers

| Metric | THPay | Mipay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (14 ratings)](https://appshunter.io/ios/app/thpay/id6466777834/reviews)** | [2.7 (11 ratings)](https://appshunter.io/ios/app/mipay/id6476452609/reviews) |
| Number of ratings | **14** | 11 |
| Positive reviews | **83.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 months |
| Monetization | Free | Free |
| Size | 75 MB | 37 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [GLOBAL SMART CONSUMPTION ALLIANCE LIMITED](https://appshunter.io/developer/1707787858) | [MI FU APP SG PTE. LTD.](https://appshunter.io/developer/1726786728) |

## What reviewers say

### THPay

[App page](https://appshunter.io/ios/app/thpay/id6466777834)

This app simplifies managing virtual and physical VISA and Mastercard accounts. It offers quick account opening, global online and offline spending, and easy foreign currency exchange. Track all transactions with detailed historical billing and enjoy secure asset management through advanced encryption.

**Highlights:** Virtual and physical card management, Fast account opening, Global online and offline spending, Foreign currency exchange, Historical transaction tracking, Advanced encryption for security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Mipay

[App page](https://appshunter.io/ios/app/mipay/id6476452609)

This app facilitates international money transfers and Mastercard top-ups for millions of users worldwide. It offers multi-currency accounts for easy management and secure cross-border transactions.

**Highlights:** International money transfers, Mastercard top-ups, Multi-currency accounts, Cross-border transactions, Secure and convenient

**In-app purchases:** none


## Frequently asked questions

### Is THPay free?

THPay is free to download, with no in-app purchases.

### Is Mipay free?

Mipay is free to download, with no in-app purchases.

### Which has better reviews, THPay or Mipay?

THPay is rated higher. THPay averages 4.4 out of 5 from 14 ratings, while Mipay averages 2.7 from 11 ratings.

### Do THPay or Mipay have ads?

Neither THPay nor Mipay shows ads.

### Which is updated more often, THPay or Mipay?

THPay ships an update every 3 weeks, and Mipay every 5 months. Most recently, THPay was updated on September 11, 2026 and Mipay on June 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*