# THPay vs PokePay

The clearest difference is review sentiment: THPay at 83% against PokePay's 24%. THPay also leads on rating (4.4 vs 2.2). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

THPay holds the better App Store score, 4.4 against 2.2. Both are backed by a comparable volume of ratings — 14 and 37 respectively. Written reviews point the same way: 83% of THPay's written reviews are positive against 24% of PokePay's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 11, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | THPay | PokePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (14 ratings)](https://appshunter.io/ios/app/thpay/id6466777834/reviews)** | [2.2 (37 ratings)](https://appshunter.io/ios/app/pokepay/id6741506101/reviews) |
| Number of ratings | 14 | **37** |
| Positive reviews | **83.3% of reviews** | 24.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 75 MB | 110 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [GLOBAL SMART CONSUMPTION ALLIANCE LIMITED](https://appshunter.io/developer/1707787858) | [PokePay](https://appshunter.io/developer/1785847006) |

## What reviewers say

### THPay

[App page](https://appshunter.io/ios/app/thpay/id6466777834)

This app simplifies managing virtual and physical VISA and Mastercard accounts. It offers quick account opening, global online and offline spending, and easy foreign currency exchange. Track all transactions with detailed historical billing and enjoy secure asset management through advanced encryption.

**Highlights:** Virtual and physical card management, Fast account opening, Global online and offline spending, Foreign currency exchange, Historical transaction tracking, Advanced encryption for security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PokePay

[App page](https://appshunter.io/ios/app/pokepay/id6741506101)

This app offers virtual and physical Visa credit cards that allow direct payment with major cryptocurrencies. It features a multi-currency shared wallet with customizable deduction order and advanced security measures. Additionally, it provides multi-currency virtual accounts for efficient cross-border fund management and T+0 settlement.

**Highlights:** Virtual and physical Visa credit cards, Direct crypto payments (BTC, ETH, USDT, USDC), Multi-currency shared wallet, Advanced security features (3DS, AI risk control), Global online/offline payments, Multi-currency virtual accounts, T+0 millisecond settlement

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is THPay free?

THPay is free to download, with no in-app purchases.

### Is PokePay free?

PokePay is free to download, with no in-app purchases.

### Which has better reviews, THPay or PokePay?

THPay is rated higher. THPay averages 4.4 out of 5 from 14 ratings, while PokePay averages 2.2 from 37 ratings.

### Do THPay or PokePay have ads?

Neither THPay nor PokePay shows ads.

### Which is updated more often, THPay or PokePay?

THPay ships an update every 3 weeks, and PokePay every 3 weeks. Most recently, THPay was updated on September 11, 2026 and PokePay on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*